Lender in North Carolina · HMDA 2025
Cardinal Financial Company, Limited Partnership mortgages in North Carolina
Cardinal Financial Company, Limited Partnership's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
Cardinal Financial Company, Limited Partnership originated 282 owner-occupied single-family loans in North Carolina from 389 completed applications.
Its median conventional purchase loan costs were $5,230 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.625% (North Carolina: 6.50%).
Loans in NC
282
of 389 applications
Denial rate
10.8%
Purchase · NC 7.6%
Rate spread
+0.26 pts
Conv. · NC +0.04 pts
Loan amount
$295,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 223 | 170 | 10.8% | 6.625% | +0.26 pts | $5,230 | $295,000 |
| Refinance | 92 | 67 | 12.0% | 5.990% | −0.14 pts | $5,420 | $365,000 |
| Cash-out refinance | 74 | 45 | 14.9% | — | — | — | $245,000 |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where Cardinal Financial Company, Limited Partnership ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| McDowell County | 7 | 16 | 3.5% |
- Cardinal Financial Company, Limited Partnership nationwide
- North Carolina mortgage market
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- Cardinal Financial Company, Limited Partnership in Indiana
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- Cardinal Financial Company, Limited Partnership in Wisconsin
- Cardinal Financial Company, Limited Partnership in Minnesota
- Cardinal Financial Company, Limited Partnership in New York
- Cardinal Financial Company, Limited Partnership in Georgia
- Cardinal Financial Company, Limited Partnership in Nevada
- Cardinal Financial Company, Limited Partnership in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology