Lender in Indiana · HMDA 2025
Cardinal Financial Company, Limited Partnership mortgages in Indiana
Cardinal Financial Company, Limited Partnership's 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
Cardinal Financial Company, Limited Partnership originated 621 owner-occupied single-family loans in Indiana from 697 completed applications.
Its median conventional purchase loan costs were $4,020 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.875% (Indiana: 6.625%).
Loans in IN
621
of 697 applications
Denial rate
2.9%
Purchase · IN 7.4%
Rate spread
+0.60 pts
Conv. · IN +0.24 pts
Loan amount
$215,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 588 | 542 | 2.9% | 6.875% | +0.60 pts | $4,020 | $215,000 |
| Refinance | 49 | 37 | 4.1% | — | +0.09 pts | $5,230 | $245,000 |
| Cash-out refinance | 60 | 42 | 13.3% | — | — | — | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where Cardinal Financial Company, Limited Partnership ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Elkhart County | 1 | 287 | 11.5% |
| Kosciusko County | 4 | 49 | 4.7% |
| Marshall County | 5 | 21 | 4.1% |
| Starke County | 6 | 12 | 3.5% |
| St. Joseph County | 8 | 146 | 4.1% |
| LaGrange County | 10 | 8 | 2.1% |
| Martin County | 18 | 2 | 2.0% |
| Fulton County | 22 | 2 | 0.8% |
- Cardinal Financial Company, Limited Partnership nationwide
- Indiana mortgage market
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- Cardinal Financial Company, Limited Partnership in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology