Lender in Kentucky · HMDA 2025
CrossCountry Mortgage, Inc. mortgages in Kentucky
CrossCountry Mortgage, Inc.'s 2025 home-purchase and refinance lending in Kentucky, compared with all lenders in the state.
CrossCountry Mortgage, Inc. originated 732 owner-occupied single-family loans in Kentucky from 768 completed applications, making it the state's #17 lender by volume.
Its median conventional purchase loan costs were $4,610 versus $4,000 for all Kentucky lenders, at a median 30-year fixed rate of 6.95% (Kentucky: 6.625%).
Loans in KY
732
of 768 applications
Denial rate
2.4%
Purchase · KY 8.2%
Rate spread
+0.48 pts
Conv. · KY +0.21 pts
Loan amount
$255,000
Purchase · KY $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 615 | 594 | 2.4% | 6.950% | +0.48 pts | $4,610 | $255,000 |
| Refinance | 89 | 83 | 5.6% | 6.500% | +0.18 pts | $4,290 | $295,000 |
| Cash-out refinance | 64 | 55 | 12.5% | — | — | — | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Kentucky counties where CrossCountry Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Owen County | 3 | 10 | 7.1% |
| Kenton County | 6 | 144 | 4.7% |
| Pendleton County | 6 | 8 | 4.5% |
| Gallatin County | 6 | 4 | 4.8% |
| Campbell County | 8 | 66 | 4.0% |
| Boone County | 9 | 99 | 3.9% |
| Grant County | 9 | 13 | 3.9% |
| Martin County | 10 | 1 | 3.7% |
| Graves County | 11 | 12 | 3.1% |
| Carroll County | 12 | 3 | 2.8% |
| Oldham County | 13 | 21 | 1.7% |
| Trigg County | 13 | 4 | 2.0% |
| Taylor County | 13 | 3 | 1.6% |
| Wolfe County | 13 | 1 | 4.3% |
| Robertson County | 14 | 1 | 4.3% |
| Marion County | 15 | 3 | 2.0% |
| Bracken County | 15 | 2 | 2.4% |
| Jefferson County | 16 | 170 | 1.5% |
| Hardin County | 16 | 29 | 1.5% |
| Russell County | 16 | 2 | 1.6% |
| Spencer County | 17 | 5 | 1.4% |
| Mason County | 17 | 3 | 1.7% |
| Trimble County | 17 | 2 | 2.3% |
| Shelby County | 18 | 12 | 1.6% |
| Cumberland County | 19 | 1 | 3.5% |
| Todd County | 20 | 2 | 1.7% |
| Clinton County | 20 | 1 | 2.6% |
| Meade County | 21 | 5 | 1.1% |
| Christian County | 23 | 7 | 0.8% |
| Breckinridge County | 23 | 2 | 1.2% |
- CrossCountry Mortgage, Inc. nationwide
- Kentucky mortgage market
- CrossCountry Mortgage, Inc. in Ohio
- CrossCountry Mortgage, Inc. in Florida
- CrossCountry Mortgage, Inc. in Pennsylvania
- CrossCountry Mortgage, Inc. in California
- CrossCountry Mortgage, Inc. in Texas
- CrossCountry Mortgage, Inc. in New Jersey
- CrossCountry Mortgage, Inc. in Illinois
- CrossCountry Mortgage, Inc. in New York
- CrossCountry Mortgage, Inc. in Washington
- CrossCountry Mortgage, Inc. in Arizona
- CrossCountry Mortgage, Inc. in North Carolina
- CrossCountry Mortgage, Inc. in Massachusetts
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology