Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Maryland · HMDA 2025

CrossCountry Mortgage, Inc. mortgages in Maryland

CrossCountry Mortgage, Inc.'s 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.

CrossCountry Mortgage, Inc. originated 1,456 owner-occupied single-family loans in Maryland from 1,524 completed applications, making it the state's #9 lender by volume.

Its median conventional purchase loan costs were $7,320 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.75% (Maryland: 6.625%).

Loans in MD
1,456
of 1,524 applications
Denial rate
3.0%
Purchase · MD 8.6%
Rate spread
+0.35 pts
Conv. · MD +0.14 pts
Loan amount
$395,000
Purchase · MD $405,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase1,1851,1443.0%6.750%+0.35 pts$7,320$395,000
Refinance2242086.3%6.125%−0.04 pts$6,560$445,000
Cash-out refinance1151049.6%6.875%+0.77 pts$8,340$355,000

*Conventional loans only; medians with at least 20 loans.

Maryland counties where CrossCountry Mortgage, Inc. ranks in the top 25

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology