Lender in Michigan · HMDA 2025
CrossCountry Mortgage, Inc. mortgages in Michigan
CrossCountry Mortgage, Inc.'s 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.
CrossCountry Mortgage, Inc. originated 1,975 owner-occupied single-family loans in Michigan from 2,076 completed applications, making it the state's #11 lender by volume.
Its median conventional purchase loan costs were $5,110 versus $4,140 for all Michigan lenders, at a median 30-year fixed rate of 6.875% (Michigan: 6.625%).
Loans in MI
1,975
of 2,076 applications
Denial rate
2.6%
Purchase · MI 7.8%
Rate spread
+0.54 pts
Conv. · MI +0.23 pts
Loan amount
$235,000
Purchase · MI $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,622 | 1,567 | 2.6% | 6.875% | +0.54 pts | $5,110 | $235,000 |
| Refinance | 277 | 258 | 5.1% | 6.625% | +0.36 pts | $3,370 | $265,000 |
| Cash-out refinance | 177 | 150 | 13.0% | 7.325% | +0.90 pts | $5,280 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Michigan counties where CrossCountry Mortgage, Inc. ranks in the top 25
Showing the 30 counties where it ranks highest, of 41.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Gratiot County | 3 | 33 | 7.8% |
| Jackson County | 5 | 89 | 4.1% |
| Monroe County | 6 | 76 | 3.3% |
| Cass County | 6 | 27 | 4.3% |
| Hillsdale County | 6 | 15 | 3.0% |
| Oakland County | 7 | 389 | 2.1% |
| Berrien County | 7 | 58 | 3.2% |
| St. Joseph County | 8 | 22 | 2.8% |
| Schoolcraft County | 8 | 2 | 4.9% |
| Wayne County | 10 | 347 | 1.8% |
| Lenawee County | 10 | 24 | 1.9% |
| Mason County | 10 | 6 | 1.9% |
| Livingston County | 11 | 54 | 1.8% |
| Ingham County | 11 | 49 | 1.5% |
| Otsego County | 11 | 5 | 1.6% |
| Washtenaw County | 12 | 90 | 2.2% |
| Isabella County | 12 | 12 | 2.0% |
| Macomb County | 13 | 175 | 1.4% |
| Roscommon County | 14 | 6 | 1.7% |
| Huron County | 15 | 4 | 1.4% |
| Van Buren County | 16 | 15 | 1.8% |
| Antrim County | 16 | 4 | 1.5% |
| Iosco County | 16 | 4 | 1.4% |
| Crawford County | 16 | 3 | 1.7% |
| Alcona County | 16 | 2 | 1.6% |
| Baraga County | 16 | 1 | 2.0% |
| Montcalm County | 17 | 18 | 1.9% |
| Newaygo County | 17 | 10 | 1.6% |
| Branch County | 18 | 5 | 1.0% |
| St. Clair County | 19 | 30 | 1.3% |
- CrossCountry Mortgage, Inc. nationwide
- Michigan mortgage market
- CrossCountry Mortgage, Inc. in Ohio
- CrossCountry Mortgage, Inc. in Florida
- CrossCountry Mortgage, Inc. in Pennsylvania
- CrossCountry Mortgage, Inc. in California
- CrossCountry Mortgage, Inc. in Texas
- CrossCountry Mortgage, Inc. in New Jersey
- CrossCountry Mortgage, Inc. in Illinois
- CrossCountry Mortgage, Inc. in New York
- CrossCountry Mortgage, Inc. in Washington
- CrossCountry Mortgage, Inc. in Arizona
- CrossCountry Mortgage, Inc. in North Carolina
- CrossCountry Mortgage, Inc. in Massachusetts
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology