Lender in Utah · HMDA 2025
CrossCountry Mortgage, Inc. mortgages in Utah
CrossCountry Mortgage, Inc.'s 2025 home-purchase and refinance lending in Utah, compared with all lenders in the state.
CrossCountry Mortgage, Inc. originated 558 owner-occupied single-family loans in Utah from 573 completed applications, making it the state's #18 lender by volume.
Its median conventional purchase loan costs were $7,350 versus $6,400 for all Utah lenders, at a median 30-year fixed rate of 6.625% (Utah: 6.50%).
Loans in UT
558
of 573 applications
Denial rate
1.8%
Purchase · UT 6.5%
Rate spread
+0.30 pts
Conv. · UT +0.05 pts
Loan amount
$455,000
Purchase · UT $435,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 443 | 433 | 1.8% | 6.625% | +0.30 pts | $7,350 | $455,000 |
| Refinance | 85 | 81 | 3.5% | 6.575% | +0.24 pts | $5,580 | $525,000 |
| Cash-out refinance | 45 | 44 | 2.2% | 6.875% | +0.42 pts | $7,860 | $405,000 |
*Conventional loans only; medians with at least 20 loans.
Utah counties where CrossCountry Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wasatch County | 8 | 21 | 2.9% |
| Wayne County | 12 | 1 | 4.2% |
| Salt Lake County | 14 | 220 | 1.5% |
| Summit County | 14 | 12 | 1.9% |
| Washington County | 15 | 48 | 1.3% |
| Sanpete County | 15 | 5 | 1.2% |
| Sevier County | 17 | 3 | 1.0% |
| Millard County | 18 | 2 | 1.3% |
| Tooele County | 19 | 34 | 1.8% |
| Morgan County | 21 | 3 | 1.3% |
| Utah County | 23 | 108 | 0.9% |
| Carbon County | 24 | 3 | 0.9% |
| Uintah County | 24 | 3 | 0.6% |
- CrossCountry Mortgage, Inc. nationwide
- Utah mortgage market
- CrossCountry Mortgage, Inc. in Ohio
- CrossCountry Mortgage, Inc. in Florida
- CrossCountry Mortgage, Inc. in Pennsylvania
- CrossCountry Mortgage, Inc. in California
- CrossCountry Mortgage, Inc. in Texas
- CrossCountry Mortgage, Inc. in New Jersey
- CrossCountry Mortgage, Inc. in Illinois
- CrossCountry Mortgage, Inc. in New York
- CrossCountry Mortgage, Inc. in Washington
- CrossCountry Mortgage, Inc. in Arizona
- CrossCountry Mortgage, Inc. in North Carolina
- CrossCountry Mortgage, Inc. in Massachusetts
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology