Lender in West Virginia · HMDA 2025
CrossCountry Mortgage, Inc. mortgages in West Virginia
CrossCountry Mortgage, Inc.'s 2025 home-purchase and refinance lending in West Virginia, compared with all lenders in the state.
CrossCountry Mortgage, Inc. originated 620 owner-occupied single-family loans in West Virginia from 658 completed applications, making it the state's #5 lender by volume.
Its median conventional purchase loan costs were $6,330 versus $4,280 for all West Virginia lenders, at a median 30-year fixed rate of 6.625% (West Virginia: 6.624%).
Loans in WV
620
of 658 applications
Denial rate
3.2%
Purchase · WV 9.4%
Rate spread
+0.46 pts
Conv. · WV +0.16 pts
Loan amount
$255,000
Purchase · WV $225,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 586 | 563 | 3.2% | 6.625% | +0.46 pts | $6,330 | $255,000 |
| Refinance | 45 | 35 | 17.8% | — | — | — | $285,000 |
| Cash-out refinance | 27 | 22 | 14.8% | — | — | — | $205,000 |
*Conventional loans only; medians with at least 20 loans.
West Virginia counties where CrossCountry Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Berkeley County | 2 | 225 | 7.7% |
| Morgan County | 4 | 19 | 6.3% |
| Hardy County | 4 | 12 | 9.1% |
| Jefferson County | 5 | 87 | 4.9% |
| Kanawha County | 5 | 75 | 4.4% |
| Marion County | 6 | 29 | 5.0% |
| Hampshire County | 6 | 14 | 4.7% |
| Monongalia County | 7 | 45 | 4.3% |
| Lincoln County | 7 | 4 | 5.6% |
| Harrison County | 8 | 26 | 4.3% |
| Preston County | 8 | 8 | 3.6% |
| Taylor County | 9 | 7 | 5.3% |
| Hancock County | 9 | 6 | 2.1% |
| Jackson County | 10 | 7 | 3.2% |
| Wetzel County | 10 | 3 | 2.5% |
| Clay County | 11 | 1 | 2.1% |
| Upshur County | 14 | 3 | 2.0% |
| Nicholas County | 17 | 2 | 1.4% |
| Doddridge County | 17 | 1 | 4.3% |
| Mason County | 19 | 2 | 1.2% |
| Fayette County | 20 | 3 | 1.2% |
| Roane County | 21 | 1 | 1.3% |
| Putnam County | 23 | 7 | 0.9% |
| Brooke County | 23 | 2 | 1.2% |
| Ohio County | 24 | 3 | 0.9% |
| Raleigh County | 25 | 6 | 0.8% |
- CrossCountry Mortgage, Inc. nationwide
- West Virginia mortgage market
- CrossCountry Mortgage, Inc. in Ohio
- CrossCountry Mortgage, Inc. in Florida
- CrossCountry Mortgage, Inc. in Pennsylvania
- CrossCountry Mortgage, Inc. in California
- CrossCountry Mortgage, Inc. in Texas
- CrossCountry Mortgage, Inc. in New Jersey
- CrossCountry Mortgage, Inc. in Illinois
- CrossCountry Mortgage, Inc. in New York
- CrossCountry Mortgage, Inc. in Washington
- CrossCountry Mortgage, Inc. in Arizona
- CrossCountry Mortgage, Inc. in North Carolina
- CrossCountry Mortgage, Inc. in Massachusetts
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology