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Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender profile · HMDA 2025

DAS Acquisition Company, LLC: 2025 mortgage rates, costs & approvals

How DAS Acquisition Company, LLC priced and approved home loans in 2025, measured against every lender in the official HMDA records.

HMDA legal name: DAS Acquisition Company, LLC · LEI 549300ZZME37MXI1EF14

In 2025, DAS Acquisition Company, LLC originated 6,949 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 46 states — 87th by volume among the 2,017 lenders profiled here.

On conventional 30-year fixed purchase loans its median rate was 6.75% (all lenders: 6.625%); its median rate spread was 28 basis points above the national median. Median conventional loan costs were $4,770, 14% lower than the national median ($5,570).

It denied 2.1% of completed home-purchase applications (all lenders: 8.5%).

Loans
6,949
of 7,860 applications
Denial rate
2.1%
Purchase · all 8.5%
30-yr fixed rate
6.75%
Conv. · all 6.625%
Loan costs
$4,770
Conv. · all $5,570
Loan amount
$235,000
Purchase · all $335,000
Borrower income
$87,000
Purchase · all $116,000

How DAS Acquisition Company, LLC priced home-purchase loans

Purchase loans, 2025DAS Acquisition Company, LLCAll lenders
30-year fixed rate · conventional6.750%6.625%
30-year fixed rate · FHA6.625%6.250%
30-year fixed rate · VA6.625%6.125%
15-year fixed rate · conventional6.125%5.875%
Rate spread vs. APOR · conventional+0.42 pts+0.13 pts
Total loan costs · conventional$4,770$5,570
Total loan costs · FHA$9,570$11,310
Total loan costs · VA$6,350$6,490
Origination charges (all types)$2,020$1,860
Borrowers paying discount points41.4%51.3%
Points paid, when paid (% of loan)0.81%0.87%
Borrowers receiving lender credits14.9%33.1%

Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.

Loan mix and borrowers

By loan type

Conventional 54.2% 3,767
FHA 29.6% 2,060
VA 9.0% 623
USDA 7.2% 499

By purpose

Home purchase 86.8% 6,033
Refinance 7.8% 543
Cash-out refinance 5.4% 373
Home value
$265,000
Median, purchase loans
Down payment
5%
All lenders 10%
Refi rate
6.49%
30-yr fixed, conventional
Refi denial rate
4.6%
Cash-out 8.3%

Why DAS Acquisition Company, LLC denied purchase applications

Debt-to-income ratio 29.8% 42
Credit history 26.2% 37
Collateral (appraisal/property) 14.9% 21
Insufficient cash (down payment/closing costs) 13.5% 19
Employment history 7.8% 11
Other 4.3% 6
Unverifiable information 3.5% 5

First reason the lender reported for each denied home-purchase application.

Where DAS Acquisition Company, LLC lends

StateLoansApplicationsPurchase denial rate30-yr rate*Loan costs*
Missouri2,9803,3671.8%6.875%$4,320
Ohio7908742.4%6.875%$5,920
Texas5375881.2%6.625%$8,330
Maryland4134471.3%6.625%$6,460
Michigan3403791.3%6.625%$4,860
Illinois2673063.0%6.750%$3,600
Arkansas2453145.8%6.625%$3,930
Kentucky1511690.7%6.875%$4,690
Washington1491721.8%6.750%$8,520
California1021120.0%6.625%$6,780
Florida921143.2%6.750%$5,580
Pennsylvania88940.0%6.500%$5,970
Tennessee85941.3%6.990%$4,410
Maine83942.4%6.875%$4,450
Georgia79882.6%6.625%$5,810
Oregon74810.0%6.500%$7,560
Indiana66794.0%6.875%$6,070
Wisconsin49634.7%——
Virginia49564.3%6.750%$7,370
Arizona42542.5%—$7,530
Massachusetts35458.6%——
Colorado25294.2%——
Alabama21234.5%——
Nevada1723———
West Virginia1718———
New Mexico1617———
North Carolina1519———
Idaho1515———
Kansas1314———
South Carolina1214———
Louisiana1115———
Hawaii1114———
Connecticut910———
Oklahoma99———
Delaware89———
New Jersey710———
Iowa77———
South Dakota55———
Rhode Island47———
Montana23———
District of Columbia22———
Minnesota22———
Nebraska22———
Mississippi11———
New Hampshire11———
Wyoming11———

*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open DAS Acquisition Company, LLC's page for that state.

Counties where DAS Acquisition Company, LLC is a top lender

Check DAS Acquisition Company, LLC yourself

This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.

Lenders of similar size

Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology