Lender in Kentucky · HMDA 2025
JPMorgan Chase Bank, N.A. mortgages in Kentucky
JPMorgan Chase Bank, N.A.'s 2025 home-purchase and refinance lending in Kentucky, compared with all lenders in the state.
JPMorgan Chase Bank, N.A. originated 756 owner-occupied single-family loans in Kentucky from 861 completed applications, making it the state's #14 lender by volume.
Its median conventional purchase loan costs were $3,230 versus $4,000 for all Kentucky lenders, at a median 30-year fixed rate of 6.49% (Kentucky: 6.625%).
Loans in KY
756
of 861 applications
Denial rate
8.9%
Purchase · KY 8.2%
Rate spread
−0.01 pts
Conv. · KY +0.21 pts
Loan amount
$255,000
Purchase · KY $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 607 | 546 | 8.9% | 6.490% | −0.01 pts | $3,230 | $255,000 |
| Refinance | 91 | 80 | 7.7% | 6.125% | −0.07 pts | $2,610 | $215,000 |
| Cash-out refinance | 163 | 130 | 17.2% | 7.250% | +0.61 pts | $3,950 | $165,000 |
*Conventional loans only; medians with at least 20 loans.
Kentucky counties where JPMorgan Chase Bank, N.A. ranks in the top 25
Showing the 30 counties where it ranks highest, of 34.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Fayette County | 6 | 142 | 4.0% |
| Boyle County | 7 | 15 | 3.8% |
| Oldham County | 8 | 28 | 2.3% |
| Taylor County | 10 | 4 | 2.1% |
| Hancock County | 10 | 3 | 3.0% |
| Jefferson County | 11 | 215 | 1.9% |
| Jessamine County | 11 | 18 | 2.2% |
| Daviess County | 12 | 17 | 1.3% |
| Ohio County | 12 | 5 | 2.5% |
| Franklin County | 14 | 11 | 1.5% |
| Boone County | 15 | 46 | 1.8% |
| Johnson County | 15 | 2 | 1.3% |
| Lincoln County | 16 | 5 | 2.0% |
| Garrard County | 17 | 6 | 2.2% |
| Woodford County | 17 | 5 | 1.4% |
| Madison County | 18 | 20 | 1.4% |
| Mason County | 18 | 3 | 1.7% |
| Estill County | 18 | 2 | 1.7% |
| Scott County | 19 | 18 | 1.5% |
| Shelby County | 20 | 11 | 1.4% |
| Warren County | 21 | 19 | 1.1% |
| Mercer County | 21 | 5 | 1.5% |
| Fulton County | 21 | 1 | 2.6% |
| Clark County | 22 | 6 | 1.1% |
| Henry County | 22 | 3 | 1.4% |
| Carlisle County | 22 | 1 | 1.7% |
| Hart County | 23 | 3 | 1.3% |
| Hardin County | 24 | 15 | 0.8% |
| Nelson County | 24 | 9 | 1.1% |
| Powell County | 24 | 2 | 1.5% |
- JPMorgan Chase Bank, N.A. nationwide
- Kentucky mortgage market
- JPMorgan Chase Bank, N.A. in California
- JPMorgan Chase Bank, N.A. in Texas
- JPMorgan Chase Bank, N.A. in Illinois
- JPMorgan Chase Bank, N.A. in New York
- JPMorgan Chase Bank, N.A. in Florida
- JPMorgan Chase Bank, N.A. in Ohio
- JPMorgan Chase Bank, N.A. in New Jersey
- JPMorgan Chase Bank, N.A. in Michigan
- JPMorgan Chase Bank, N.A. in Indiana
- JPMorgan Chase Bank, N.A. in Washington
- JPMorgan Chase Bank, N.A. in Arizona
- JPMorgan Chase Bank, N.A. in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology