Lender in Massachusetts · HMDA 2025
JPMorgan Chase Bank, N.A. mortgages in Massachusetts
JPMorgan Chase Bank, N.A.'s 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
JPMorgan Chase Bank, N.A. originated 943 owner-occupied single-family loans in Massachusetts from 1,092 completed applications, making it the state's #14 lender by volume.
Its median conventional purchase loan costs were $4,920 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.49% (Massachusetts: 6.575%).
Loans in MA
943
of 1,092 applications
Denial rate
11.0%
Purchase · MA 6.3%
Rate spread
−0.15 pts
Conv. · MA +0.02 pts
Loan amount
$625,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 762 | 665 | 11.0% | 6.490% | −0.15 pts | $4,920 | $625,000 |
| Refinance | 192 | 176 | 7.3% | 6.250% | −0.13 pts | $1,840 | $525,000 |
| Cash-out refinance | 138 | 102 | 21.7% | 6.875% | +0.35 pts | $5,090 | $355,000 |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where JPMorgan Chase Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Middlesex County | 9 | 307 | 1.9% |
| Norfolk County | 9 | 166 | 2.2% |
| Suffolk County | 9 | 122 | 2.3% |
| Dukes County | 11 | 3 | 2.3% |
| Essex County | 20 | 91 | 1.1% |
| Plymouth County | 22 | 65 | 1.0% |
| Berkshire County | 24 | 7 | 0.5% |
| Barnstable County | 25 | 19 | 0.8% |
- JPMorgan Chase Bank, N.A. nationwide
- Massachusetts mortgage market
- JPMorgan Chase Bank, N.A. in California
- JPMorgan Chase Bank, N.A. in Texas
- JPMorgan Chase Bank, N.A. in Illinois
- JPMorgan Chase Bank, N.A. in New York
- JPMorgan Chase Bank, N.A. in Florida
- JPMorgan Chase Bank, N.A. in Ohio
- JPMorgan Chase Bank, N.A. in New Jersey
- JPMorgan Chase Bank, N.A. in Michigan
- JPMorgan Chase Bank, N.A. in Indiana
- JPMorgan Chase Bank, N.A. in Washington
- JPMorgan Chase Bank, N.A. in Arizona
- JPMorgan Chase Bank, N.A. in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology