Lender in Maryland · HMDA 2025
JPMorgan Chase Bank, N.A. mortgages in Maryland
JPMorgan Chase Bank, N.A.'s 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
JPMorgan Chase Bank, N.A. originated 1,031 owner-occupied single-family loans in Maryland from 1,158 completed applications, making it the state's #17 lender by volume.
Its median conventional purchase loan costs were $5,120 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.50% (Maryland: 6.625%).
Loans in MD
1,031
of 1,158 applications
Denial rate
7.7%
Purchase · MD 8.6%
Rate spread
−0.04 pts
Conv. · MD +0.14 pts
Loan amount
$385,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 827 | 746 | 7.7% | 6.500% | −0.04 pts | $5,120 | $385,000 |
| Refinance | 151 | 130 | 11.3% | 6.250% | −0.10 pts | $2,370 | $375,000 |
| Cash-out refinance | 180 | 155 | 11.7% | 6.625% | +0.23 pts | $6,370 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Maryland counties where JPMorgan Chase Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Baltimore city | 6 | 146 | 2.5% |
| Montgomery County | 8 | 263 | 2.5% |
| Howard County | 10 | 77 | 1.9% |
| Prince George's County | 13 | 192 | 1.7% |
| Worcester County | 15 | 13 | 1.7% |
| Baltimore County | 21 | 111 | 1.2% |
| Dorchester County | 22 | 6 | 1.2% |
- JPMorgan Chase Bank, N.A. nationwide
- Maryland mortgage market
- JPMorgan Chase Bank, N.A. in California
- JPMorgan Chase Bank, N.A. in Texas
- JPMorgan Chase Bank, N.A. in Illinois
- JPMorgan Chase Bank, N.A. in New York
- JPMorgan Chase Bank, N.A. in Florida
- JPMorgan Chase Bank, N.A. in Ohio
- JPMorgan Chase Bank, N.A. in New Jersey
- JPMorgan Chase Bank, N.A. in Michigan
- JPMorgan Chase Bank, N.A. in Indiana
- JPMorgan Chase Bank, N.A. in Washington
- JPMorgan Chase Bank, N.A. in Arizona
- JPMorgan Chase Bank, N.A. in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology