Lender in Oregon · HMDA 2025
JPMorgan Chase Bank, N.A. mortgages in Oregon
JPMorgan Chase Bank, N.A.'s 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.
JPMorgan Chase Bank, N.A. originated 507 owner-occupied single-family loans in Oregon from 610 completed applications.
Its median conventional purchase loan costs were $2,530 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.49% (Oregon: 6.625%).
Loans in OR
507
of 610 applications
Denial rate
12.6%
Purchase · OR 5.7%
Rate spread
−0.10 pts
Conv. · OR +0.12 pts
Loan amount
$445,000
Purchase · OR $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 404 | 347 | 12.6% | 6.490% | −0.10 pts | $2,530 | $445,000 |
| Refinance | 102 | 85 | 11.8% | 6.125% | −0.17 pts | $2,570 | $395,000 |
| Cash-out refinance | 104 | 75 | 26.9% | 6.875% | +0.49 pts | $4,900 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Oregon counties where JPMorgan Chase Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Curry County | 13 | 3 | 1.9% |
| Multnomah County | 15 | 115 | 1.3% |
| Clackamas County | 17 | 75 | 1.5% |
| Jackson County | 17 | 36 | 1.4% |
| Morrow County | 17 | 2 | 1.7% |
| Washington County | 20 | 99 | 1.4% |
| Benton County | 20 | 9 | 1.3% |
| Josephine County | 21 | 8 | 0.9% |
| Clatsop County | 23 | 5 | 1.0% |
| Malheur County | 24 | 3 | 1.1% |
| Deschutes County | 25 | 37 | 1.1% |
- JPMorgan Chase Bank, N.A. nationwide
- Oregon mortgage market
- JPMorgan Chase Bank, N.A. in California
- JPMorgan Chase Bank, N.A. in Texas
- JPMorgan Chase Bank, N.A. in Illinois
- JPMorgan Chase Bank, N.A. in New York
- JPMorgan Chase Bank, N.A. in Florida
- JPMorgan Chase Bank, N.A. in Ohio
- JPMorgan Chase Bank, N.A. in New Jersey
- JPMorgan Chase Bank, N.A. in Michigan
- JPMorgan Chase Bank, N.A. in Indiana
- JPMorgan Chase Bank, N.A. in Washington
- JPMorgan Chase Bank, N.A. in Arizona
- JPMorgan Chase Bank, N.A. in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology