Lender in Utah · HMDA 2025
JPMorgan Chase Bank, N.A. mortgages in Utah
JPMorgan Chase Bank, N.A.'s 2025 home-purchase and refinance lending in Utah, compared with all lenders in the state.
JPMorgan Chase Bank, N.A. originated 290 owner-occupied single-family loans in Utah from 348 completed applications.
Its median conventional purchase loan costs were $3,780 versus $6,400 for all Utah lenders, at a median 30-year fixed rate of 6.375% (Utah: 6.50%).
Loans in UT
290
of 348 applications
Denial rate
15.8%
Purchase · UT 6.5%
Rate spread
−0.15 pts
Conv. · UT +0.05 pts
Loan amount
$575,000
Purchase · UT $435,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 202 | 167 | 15.8% | 6.375% | −0.15 pts | $3,780 | $575,000 |
| Refinance | 80 | 71 | 10.0% | 6.125% | −0.12 pts | $2,350 | $505,000 |
| Cash-out refinance | 66 | 52 | 19.7% | 6.875% | +0.32 pts | $5,800 | $325,000 |
*Conventional loans only; medians with at least 20 loans.
Utah counties where JPMorgan Chase Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Summit County | 7 | 20 | 3.1% |
| Morgan County | 13 | 4 | 1.7% |
| Wasatch County | 19 | 11 | 1.5% |
| Salt Lake County | 24 | 115 | 0.8% |
| Washington County | 24 | 28 | 0.8% |
- JPMorgan Chase Bank, N.A. nationwide
- Utah mortgage market
- JPMorgan Chase Bank, N.A. in California
- JPMorgan Chase Bank, N.A. in Texas
- JPMorgan Chase Bank, N.A. in Illinois
- JPMorgan Chase Bank, N.A. in New York
- JPMorgan Chase Bank, N.A. in Florida
- JPMorgan Chase Bank, N.A. in Ohio
- JPMorgan Chase Bank, N.A. in New Jersey
- JPMorgan Chase Bank, N.A. in Michigan
- JPMorgan Chase Bank, N.A. in Indiana
- JPMorgan Chase Bank, N.A. in Washington
- JPMorgan Chase Bank, N.A. in Arizona
- JPMorgan Chase Bank, N.A. in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology