Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Arizona · HMDA 2025

Kind Lending, LLC mortgages in Arizona

Kind Lending, LLC's 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.

Kind Lending, LLC originated 359 owner-occupied single-family loans in Arizona from 513 completed applications.

Its median conventional purchase loan costs were $8,480 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 6.75% (Arizona: 6.50%).

Loans in AZ
359
of 513 applications
Denial rate
24.2%
Purchase · AZ 8.2%
Rate spread
+0.32 pts
Conv. · AZ +0.11 pts
Loan amount
$415,000
Purchase · AZ $385,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase39329524.2%6.750%+0.32 pts$8,480$415,000
Refinance472348.9%———$405,000
Cash-out refinance734139.7%7.125%+0.66 pts$11,310$405,000

*Conventional loans only; medians with at least 20 loans.

Arizona counties where Kind Lending, LLC ranks in the top 25

CountyRankLoansMarket share
Gila County2450.8%
Navajo County2580.9%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology