Lender in Minnesota · HMDA 2025
Kind Lending, LLC mortgages in Minnesota
Kind Lending, LLC's 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
Kind Lending, LLC originated 231 owner-occupied single-family loans in Minnesota from 303 completed applications.
Its median conventional purchase loan costs were $7,140 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.75% (Minnesota: 6.625%).
Loans in MN
231
of 303 applications
Denial rate
18.0%
Purchase · MN 5.2%
Rate spread
+0.35 pts
Conv. · MN +0.15 pts
Loan amount
$355,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 250 | 203 | 18.0% | 6.750% | +0.35 pts | $7,140 | $355,000 |
| Refinance | 31 | 18 | 41.9% | — | — | — | — |
| Cash-out refinance | 22 | 10 | 54.5% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Minnesota counties where Kind Lending, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Goodhue County | 23 | 7 | 1.1% |
| Sibley County | 24 | 3 | 1.4% |
| Houston County | 24 | 2 | 0.8% |
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology