Lender in New Mexico · HMDA 2025
Kind Lending, LLC mortgages in New Mexico
Kind Lending, LLC's 2025 home-purchase and refinance lending in New Mexico, compared with all lenders in the state.
Kind Lending, LLC originated 229 owner-occupied single-family loans in New Mexico from 289 completed applications, making it the state's #24 lender by volume.
Its median conventional purchase loan costs were $5,910 versus $5,210 for all New Mexico lenders, at a median 30-year fixed rate of 6.875% (New Mexico: 6.625%).
Loans in NM
229
of 289 applications
Denial rate
21.3%
Purchase · NM 8.3%
Rate spread
+0.40 pts
Conv. · NM +0.18 pts
Loan amount
$315,000
Purchase · NM $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 221 | 174 | 21.3% | 6.875% | +0.40 pts | $5,910 | $315,000 |
| Refinance | 48 | 39 | 18.8% | 6.625% | +0.13 pts | $7,880 | $465,000 |
| Cash-out refinance | 20 | 16 | 20.0% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
New Mexico counties where Kind Lending, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lincoln County | 3 | 11 | 7.0% |
| Valencia County | 11 | 36 | 3.1% |
| Grant County | 12 | 3 | 1.8% |
| San Juan County | 14 | 11 | 1.3% |
| Curry County | 16 | 9 | 1.5% |
| Taos County | 16 | 3 | 1.5% |
| Doña Ana County | 17 | 34 | 1.4% |
| Bernalillo County | 24 | 78 | 1.0% |
| Eddy County | 24 | 8 | 1.1% |
| Lea County | 24 | 3 | 0.6% |
| Cibola County | 24 | 1 | 1.9% |
- Kind Lending, LLC nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology