Lender in California · HMDA 2025
Lenox Financial Mortgage Corporation, Sage Home Loans Corporation mortgages in California
Lenox Financial Mortgage Corporation, Sage Home Loans Corporation's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Lenox Financial Mortgage Corporation, Sage Home Loans Corporation originated 475 owner-occupied single-family loans in California from 662 completed applications.
Its median conventional purchase loan costs were $6,710 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.24% (California: 6.625%).
Loans in CA
475
of 662 applications
Denial rate
13.5%
Purchase · CA 8.9%
Rate spread
−0.21 pts
Conv. · CA +0.09 pts
Loan amount
$645,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 207 | 156 | 13.5% | 6.240% | −0.21 pts | $6,710 | $645,000 |
| Refinance | 361 | 271 | 12.2% | 5.995% | −0.28 pts | $2,680 | $665,000 |
| Cash-out refinance | 94 | 48 | 31.9% | 6.120% | −0.23 pts | $4,220 | $445,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Lenox Financial Mortgage Corporation, Sage Home Loans Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Inyo County | 6 | 3 | 2.7% |
- Lenox Financial Mortgage Corporation, Sage Home Loans Corporation nationwide
- California mortgage market
- Lenox Financial Mortgage Corporation, Sage Home Loans Corporation in Texas
- Lenox Financial Mortgage Corporation, Sage Home Loans Corporation in North Carolina
- Lenox Financial Mortgage Corporation, Sage Home Loans Corporation in Washington
- Lenox Financial Mortgage Corporation, Sage Home Loans Corporation in Georgia
- Lenox Financial Mortgage Corporation, Sage Home Loans Corporation in Florida
- Lenox Financial Mortgage Corporation, Sage Home Loans Corporation in New Jersey
- Lenox Financial Mortgage Corporation, Sage Home Loans Corporation in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology