Lender in North Carolina · HMDA 2025
Lenox Financial Mortgage Corporation, Sage Home Loans Corporation mortgages in North Carolina
Lenox Financial Mortgage Corporation, Sage Home Loans Corporation's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
Lenox Financial Mortgage Corporation, Sage Home Loans Corporation originated 292 owner-occupied single-family loans in North Carolina from 384 completed applications.
Its median conventional purchase loan costs were $4,200 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.37% (North Carolina: 6.50%).
Loans in NC
292
of 384 applications
Denial rate
7.1%
Purchase · NC 7.6%
Rate spread
−0.22 pts
Conv. · NC +0.04 pts
Loan amount
$425,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 198 | 155 | 7.1% | 6.370% | −0.22 pts | $4,200 | $425,000 |
| Refinance | 145 | 115 | 4.8% | 6.120% | −0.34 pts | $3,680 | $465,000 |
| Cash-out refinance | 41 | 22 | 36.6% | — | −0.17 pts | $4,250 | $405,000 |
*Conventional loans only; medians with at least 20 loans.
- Lenox Financial Mortgage Corporation, Sage Home Loans Corporation nationwide
- North Carolina mortgage market
- Lenox Financial Mortgage Corporation, Sage Home Loans Corporation in California
- Lenox Financial Mortgage Corporation, Sage Home Loans Corporation in Texas
- Lenox Financial Mortgage Corporation, Sage Home Loans Corporation in Washington
- Lenox Financial Mortgage Corporation, Sage Home Loans Corporation in Georgia
- Lenox Financial Mortgage Corporation, Sage Home Loans Corporation in Florida
- Lenox Financial Mortgage Corporation, Sage Home Loans Corporation in New Jersey
- Lenox Financial Mortgage Corporation, Sage Home Loans Corporation in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology