Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Texas · HMDA 2025

Lenox Financial Mortgage Corporation, Sage Home Loans Corporation mortgages in Texas

Lenox Financial Mortgage Corporation, Sage Home Loans Corporation's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.

Lenox Financial Mortgage Corporation, Sage Home Loans Corporation originated 396 owner-occupied single-family loans in Texas from 565 completed applications.

Its median conventional purchase loan costs were $6,100 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.375% (Texas: 6.50%).

Loans in TX
396
of 565 applications
Denial rate
12.4%
Purchase · TX 10.2%
Rate spread
−0.19 pts
Conv. · TX +0.09 pts
Loan amount
$375,000
Purchase · TX $315,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase28221612.4%6.375%−0.19 pts$6,100$375,000
Refinance20914014.3%5.995%−0.34 pts$4,750$455,000
Cash-out refinance744033.8%6.870%+0.29 pts$5,580$355,000

*Conventional loans only; medians with at least 20 loans.

Texas counties where Lenox Financial Mortgage Corporation, Sage Home Loans Corporation ranks in the top 25

CountyRankLoansMarket share
Culberson County517.7%
Duval County1115.3%
Hartley County2011.8%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology