Lender in Virginia · HMDA 2025
Lenox Financial Mortgage Corporation, Sage Home Loans Corporation mortgages in Virginia
Lenox Financial Mortgage Corporation, Sage Home Loans Corporation's 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
Lenox Financial Mortgage Corporation, Sage Home Loans Corporation originated 216 owner-occupied single-family loans in Virginia from 284 completed applications.
Its median conventional purchase loan costs were $4,690 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.12% (Virginia: 6.625%).
Loans in VA
216
of 284 applications
Denial rate
14.0%
Purchase · VA 6.9%
Rate spread
−0.34 pts
Conv. · VA +0.10 pts
Loan amount
$475,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 114 | 84 | 14.0% | 6.120% | −0.34 pts | $4,690 | $475,000 |
| Refinance | 134 | 109 | 9.0% | 6.000% | −0.29 pts | $2,700 | $505,000 |
| Cash-out refinance | 36 | 23 | 11.1% | 6.495% | −0.14 pts | $4,540 | $415,000 |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where Lenox Financial Mortgage Corporation, Sage Home Loans Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Northampton County | 21 | 2 | 1.4% |
- Lenox Financial Mortgage Corporation, Sage Home Loans Corporation nationwide
- Virginia mortgage market
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- Lenox Financial Mortgage Corporation, Sage Home Loans Corporation in North Carolina
- Lenox Financial Mortgage Corporation, Sage Home Loans Corporation in Washington
- Lenox Financial Mortgage Corporation, Sage Home Loans Corporation in Georgia
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- Lenox Financial Mortgage Corporation, Sage Home Loans Corporation in New Jersey
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology