Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Florida · HMDA 2025

Lenox Financial Mortgage Corporation, Sage Home Loans Corporation mortgages in Florida

Lenox Financial Mortgage Corporation, Sage Home Loans Corporation's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.

Lenox Financial Mortgage Corporation, Sage Home Loans Corporation originated 242 owner-occupied single-family loans in Florida from 360 completed applications.

Its median conventional purchase loan costs were $6,220 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.375% (Florida: 6.625%).

Loans in FL
242
of 360 applications
Denial rate
14.4%
Purchase · FL 12.8%
Rate spread
−0.19 pts
Conv. · FL +0.14 pts
Loan amount
$385,000
Purchase · FL $345,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase16712314.4%6.375%−0.19 pts$6,220$385,000
Refinance1057020.0%5.995%−0.46 pts$4,420$355,000
Cash-out refinance884928.4%6.120%−0.23 pts$5,380$325,000

*Conventional loans only; medians with at least 20 loans.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology