Lender in Kentucky · HMDA 2025
Mutual of Omaha Mortgage, Inc. mortgages in Kentucky
Mutual of Omaha Mortgage, Inc.'s 2025 home-purchase and refinance lending in Kentucky, compared with all lenders in the state.
Mutual of Omaha Mortgage, Inc. originated 207 owner-occupied single-family loans in Kentucky from 286 completed applications.
Its median conventional purchase loan costs were $4,710 versus $4,000 for all Kentucky lenders, at a median 30-year fixed rate of 6.875% (Kentucky: 6.625%).
Loans in KY
207
of 286 applications
Denial rate
1.8%
Purchase · KY 8.2%
Rate spread
+0.25 pts
Conv. · KY +0.21 pts
Loan amount
$275,000
Purchase · KY $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 56 | 53 | 1.8% | 6.875% | +0.25 pts | $4,710 | $275,000 |
| Refinance | 38 | 27 | 26.3% | — | — | — | $265,000 |
| Cash-out refinance | 192 | 127 | 28.1% | 6.990% | +0.84 pts | $6,360 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Kentucky counties where Mutual of Omaha Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Gallatin County | 8 | 3 | 3.6% |
| Metcalfe County | 10 | 2 | 2.0% |
| Jackson County | 12 | 2 | 2.9% |
| Knox County | 18 | 2 | 1.3% |
| Clark County | 21 | 6 | 1.1% |
| Morgan County | 21 | 1 | 2.4% |
| Muhlenberg County | 22 | 2 | 0.7% |
| Bath County | 24 | 1 | 1.1% |
- Mutual of Omaha Mortgage, Inc. nationwide
- Kentucky mortgage market
- Mutual of Omaha Mortgage, Inc. in Illinois
- Mutual of Omaha Mortgage, Inc. in North Carolina
- Mutual of Omaha Mortgage, Inc. in Ohio
- Mutual of Omaha Mortgage, Inc. in Florida
- Mutual of Omaha Mortgage, Inc. in Georgia
- Mutual of Omaha Mortgage, Inc. in Texas
- Mutual of Omaha Mortgage, Inc. in Minnesota
- Mutual of Omaha Mortgage, Inc. in Virginia
- Mutual of Omaha Mortgage, Inc. in California
- Mutual of Omaha Mortgage, Inc. in Tennessee
- Mutual of Omaha Mortgage, Inc. in Arizona
- Mutual of Omaha Mortgage, Inc. in New Jersey
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology