Lender in Michigan · HMDA 2025
Mutual of Omaha Mortgage, Inc. mortgages in Michigan
Mutual of Omaha Mortgage, Inc.'s 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.
Mutual of Omaha Mortgage, Inc. originated 337 owner-occupied single-family loans in Michigan from 473 completed applications.
Its median conventional purchase loan costs were $4,640 versus $4,140 for all Michigan lenders, at a median 30-year fixed rate of 6.625% (Michigan: 6.625%).
Loans in MI
337
of 473 applications
Denial rate
8.2%
Purchase · MI 7.8%
Rate spread
+0.24 pts
Conv. · MI +0.23 pts
Loan amount
$295,000
Purchase · MI $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 159 | 145 | 8.2% | 6.625% | +0.24 pts | $4,640 | $295,000 |
| Refinance | 51 | 42 | 13.7% | — | −0.18 pts | $2,260 | $295,000 |
| Cash-out refinance | 263 | 150 | 40.3% | 6.875% | +0.62 pts | $7,880 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Michigan counties where Mutual of Omaha Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Delta County | 6 | 7 | 3.7% |
| Antrim County | 14 | 4 | 1.5% |
| Schoolcraft County | 16 | 1 | 2.4% |
| Emmet County | 17 | 3 | 0.9% |
| Chippewa County | 20 | 2 | 0.9% |
| Charlevoix County | 21 | 2 | 0.9% |
| Mackinac County | 22 | 1 | 1.8% |
| Houghton County | 23 | 2 | 0.6% |
| Dickinson County | 25 | 2 | 0.9% |
- Mutual of Omaha Mortgage, Inc. nationwide
- Michigan mortgage market
- Mutual of Omaha Mortgage, Inc. in Illinois
- Mutual of Omaha Mortgage, Inc. in North Carolina
- Mutual of Omaha Mortgage, Inc. in Ohio
- Mutual of Omaha Mortgage, Inc. in Florida
- Mutual of Omaha Mortgage, Inc. in Georgia
- Mutual of Omaha Mortgage, Inc. in Texas
- Mutual of Omaha Mortgage, Inc. in Minnesota
- Mutual of Omaha Mortgage, Inc. in Virginia
- Mutual of Omaha Mortgage, Inc. in California
- Mutual of Omaha Mortgage, Inc. in Tennessee
- Mutual of Omaha Mortgage, Inc. in Arizona
- Mutual of Omaha Mortgage, Inc. in New Jersey
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology