Lender in Oregon · HMDA 2025
Mutual of Omaha Mortgage, Inc. mortgages in Oregon
Mutual of Omaha Mortgage, Inc.'s 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.
Mutual of Omaha Mortgage, Inc. originated 232 owner-occupied single-family loans in Oregon from 309 completed applications.
Its median conventional purchase loan costs were $7,180 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.375% (Oregon: 6.625%).
Loans in OR
232
of 309 applications
Denial rate
9.5%
Purchase · OR 5.7%
Rate spread
+0.13 pts
Conv. · OR +0.12 pts
Loan amount
$395,000
Purchase · OR $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 147 | 128 | 9.5% | 6.375% | +0.13 pts | $7,180 | $395,000 |
| Refinance | 37 | 30 | 13.5% | — | −0.16 pts | $3,680 | $465,000 |
| Cash-out refinance | 125 | 74 | 36.8% | 6.625% | +0.61 pts | $10,300 | $315,000 |
*Conventional loans only; medians with at least 20 loans.
Oregon counties where Mutual of Omaha Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Baker County | 13 | 4 | 2.1% |
| Umatilla County | 15 | 18 | 1.9% |
| Union County | 17 | 3 | 1.1% |
| Harney County | 19 | 1 | 1.7% |
| Lincoln County | 25 | 6 | 1.3% |
- Mutual of Omaha Mortgage, Inc. nationwide
- Oregon mortgage market
- Mutual of Omaha Mortgage, Inc. in Illinois
- Mutual of Omaha Mortgage, Inc. in North Carolina
- Mutual of Omaha Mortgage, Inc. in Ohio
- Mutual of Omaha Mortgage, Inc. in Florida
- Mutual of Omaha Mortgage, Inc. in Georgia
- Mutual of Omaha Mortgage, Inc. in Texas
- Mutual of Omaha Mortgage, Inc. in Minnesota
- Mutual of Omaha Mortgage, Inc. in Virginia
- Mutual of Omaha Mortgage, Inc. in California
- Mutual of Omaha Mortgage, Inc. in Tennessee
- Mutual of Omaha Mortgage, Inc. in Arizona
- Mutual of Omaha Mortgage, Inc. in New Jersey
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology