Lender in Missouri · HMDA 2025
New American Funding mortgages in Missouri
New American Funding's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
New American Funding originated 2,010 owner-occupied single-family loans in Missouri from 2,198 completed applications, making it the state's #8 lender by volume.
Its median conventional purchase loan costs were $4,470 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.875% (Missouri: 6.625%).
Loans in MO
2,010
of 2,198 applications
Denial rate
4.5%
Purchase · MO 6.5%
Rate spread
+0.45 pts
Conv. · MO +0.24 pts
Loan amount
$255,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,628 | 1,551 | 4.5% | 6.875% | +0.45 pts | $4,470 | $255,000 |
| Refinance | 250 | 228 | 8.4% | 6.500% | +0.23 pts | $3,470 | $285,000 |
| Cash-out refinance | 320 | 231 | 27.8% | 7.125% | +0.71 pts | $4,260 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where New American Funding ranks in the top 25
Showing the 30 counties where it ranks highest, of 63.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Putnam County | 2 | 2 | 10.0% |
| St. Louis County | 5 | 613 | 4.5% |
| Jefferson County | 5 | 179 | 4.2% |
| St. Louis city | 5 | 137 | 4.4% |
| St. Charles County | 6 | 346 | 4.4% |
| Phelps County | 6 | 22 | 4.5% |
| Lincoln County | 7 | 50 | 4.2% |
| Warren County | 7 | 31 | 3.7% |
| McDonald County | 7 | 8 | 3.7% |
| Douglas County | 7 | 4 | 3.3% |
| Carter County | 7 | 2 | 4.0% |
| Knox County | 8 | 1 | 3.1% |
| Jasper County | 9 | 36 | 2.0% |
| Pulaski County | 9 | 29 | 3.0% |
| Taney County | 9 | 20 | 2.9% |
| Newton County | 9 | 16 | 1.9% |
| Dent County | 9 | 4 | 3.1% |
| Macon County | 10 | 3 | 2.6% |
| Iron County | 10 | 2 | 2.0% |
| St. Francois County | 11 | 16 | 1.7% |
| Washington County | 11 | 5 | 2.1% |
| Dallas County | 12 | 5 | 2.3% |
| Texas County | 12 | 5 | 2.0% |
| Ste. Genevieve County | 12 | 3 | 1.3% |
| Mississippi County | 12 | 2 | 2.2% |
| Clark County | 12 | 1 | 3.9% |
| Lawrence County | 13 | 16 | 2.8% |
| Moniteau County | 13 | 3 | 1.5% |
| Barton County | 13 | 2 | 1.9% |
| Cedar County | 13 | 2 | 1.2% |
- New American Funding nationwide
- Missouri mortgage market
- New American Funding in Texas
- New American Funding in California
- New American Funding in Georgia
- New American Funding in Illinois
- New American Funding in Florida
- New American Funding in Pennsylvania
- New American Funding in Minnesota
- New American Funding in Washington
- New American Funding in Ohio
- New American Funding in Tennessee
- New American Funding in North Carolina
- New American Funding in Iowa
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology