Lender in Ohio · HMDA 2025
New American Funding mortgages in Ohio
New American Funding's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
New American Funding originated 1,135 owner-occupied single-family loans in Ohio from 1,349 completed applications.
Its median conventional purchase loan costs were $5,570 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.875% (Ohio: 6.625%).
Loans in OH
1,135
of 1,349 applications
Denial rate
4.8%
Purchase · OH 7.1%
Rate spread
+0.55 pts
Conv. · OH +0.22 pts
Loan amount
$215,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 833 | 792 | 4.8% | 6.875% | +0.55 pts | $5,570 | $215,000 |
| Refinance | 131 | 94 | 27.5% | — | +0.29 pts | $7,170 | $235,000 |
| Cash-out refinance | 385 | 249 | 35.3% | 6.990% | +0.72 pts | $7,650 | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where New American Funding ranks in the top 25
Showing the 30 counties where it ranks highest, of 34.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Muskingum County | 1 | 127 | 10.7% |
| Morgan County | 5 | 6 | 4.9% |
| Guernsey County | 6 | 18 | 4.5% |
| Coshocton County | 7 | 14 | 3.4% |
| Monroe County | 10 | 2 | 1.9% |
| Perry County | 13 | 9 | 2.1% |
| Marion County | 15 | 12 | 1.4% |
| Hocking County | 15 | 5 | 1.8% |
| Washington County | 16 | 7 | 1.3% |
| Henry County | 16 | 5 | 1.6% |
| Noble County | 16 | 2 | 2.1% |
| Pike County | 17 | 3 | 1.3% |
| Licking County | 18 | 43 | 1.5% |
| Tuscarawas County | 18 | 9 | 1.1% |
| Belmont County | 18 | 7 | 1.1% |
| Williams County | 18 | 4 | 0.8% |
| Montgomery County | 19 | 127 | 1.6% |
| Huron County | 19 | 7 | 1.2% |
| Sandusky County | 19 | 7 | 1.0% |
| Jackson County | 19 | 4 | 1.3% |
| Champaign County | 21 | 6 | 1.3% |
| Adams County | 21 | 3 | 1.1% |
| Greene County | 22 | 34 | 1.2% |
| Gallia County | 22 | 2 | 0.8% |
| Trumbull County | 23 | 19 | 0.8% |
| Seneca County | 23 | 4 | 0.8% |
| Clark County | 24 | 18 | 0.9% |
| Richland County | 24 | 11 | 0.7% |
| Ashtabula County | 24 | 9 | 0.8% |
| Knox County | 25 | 9 | 1.0% |
- New American Funding nationwide
- Ohio mortgage market
- New American Funding in Texas
- New American Funding in California
- New American Funding in Georgia
- New American Funding in Illinois
- New American Funding in Florida
- New American Funding in Missouri
- New American Funding in Pennsylvania
- New American Funding in Minnesota
- New American Funding in Washington
- New American Funding in Tennessee
- New American Funding in North Carolina
- New American Funding in Iowa
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology