Lender in Florida · HMDA 2025
New American Funding mortgages in Florida
New American Funding's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
New American Funding originated 2,635 owner-occupied single-family loans in Florida from 3,186 completed applications, making it the state's #18 lender by volume.
Its median conventional purchase loan costs were $7,600 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.75% (Florida: 6.625%).
Loans in FL
2,635
of 3,186 applications
Denial rate
7.7%
Purchase · FL 12.8%
Rate spread
+0.47 pts
Conv. · FL +0.14 pts
Loan amount
$325,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,316 | 2,132 | 7.7% | 6.750% | +0.47 pts | $7,600 | $325,000 |
| Refinance | 250 | 156 | 37.2% | 6.625% | +0.27 pts | $7,010 | $325,000 |
| Cash-out refinance | 620 | 347 | 44.0% | 6.990% | +0.61 pts | $8,680 | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where New American Funding ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Orange County | 10 | 198 | 1.3% |
| Hendry County | 10 | 12 | 2.5% |
| Glades County | 10 | 2 | 2.2% |
| Baker County | 11 | 6 | 2.1% |
| Washington County | 11 | 5 | 1.8% |
| Collier County | 12 | 75 | 1.7% |
| Putnam County | 12 | 9 | 1.6% |
| Okaloosa County | 13 | 60 | 1.6% |
| Suwannee County | 13 | 4 | 1.7% |
| Gilchrist County | 13 | 3 | 1.8% |
| Lee County | 14 | 190 | 1.4% |
| Citrus County | 14 | 43 | 1.5% |
| Highlands County | 14 | 23 | 1.6% |
| Columbia County | 14 | 8 | 1.5% |
| Hillsborough County | 15 | 231 | 1.3% |
| Osceola County | 15 | 120 | 1.7% |
| Levy County | 15 | 6 | 1.6% |
| Polk County | 16 | 162 | 1.3% |
| Seminole County | 16 | 67 | 1.2% |
| Charlotte County | 18 | 47 | 1.1% |
| Nassau County | 19 | 23 | 1.3% |
| Bradford County | 20 | 3 | 1.2% |
| Pasco County | 21 | 113 | 0.9% |
| Marion County | 21 | 81 | 1.0% |
| Bay County | 21 | 28 | 0.8% |
| Dixie County | 21 | 1 | 1.4% |
| Hernando County | 22 | 42 | 0.9% |
| Union County | 22 | 1 | 1.7% |
| Lake County | 24 | 74 | 1.0% |
- New American Funding nationwide
- Florida mortgage market
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- New American Funding in California
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- New American Funding in Illinois
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- New American Funding in Washington
- New American Funding in Ohio
- New American Funding in Tennessee
- New American Funding in North Carolina
- New American Funding in Iowa
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology