Lender in Texas · HMDA 2025
New American Funding mortgages in Texas
New American Funding's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
New American Funding originated 3,938 owner-occupied single-family loans in Texas from 4,466 completed applications, making it the state's #15 lender by volume.
Its median conventional purchase loan costs were $7,860 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.75% (Texas: 6.50%).
Loans in TX
3,938
of 4,466 applications
Denial rate
5.0%
Purchase · TX 10.2%
Rate spread
+0.42 pts
Conv. · TX +0.09 pts
Loan amount
$285,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 3,645 | 3,449 | 5.0% | 6.750% | +0.42 pts | $7,860 | $285,000 |
| Refinance | 342 | 239 | 29.8% | 6.500% | +0.20 pts | $8,350 | $305,000 |
| Cash-out refinance | 479 | 250 | 47.8% | 7.375% | +1.03 pts | $9,510 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where New American Funding ranks in the top 25
Showing the 30 counties where it ranks highest, of 75.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Kinney County | 1 | 2 | 8.7% |
| Motley County | 3 | 1 | 14.3% |
| San Jacinto County | 4 | 11 | 4.0% |
| Presidio County | 4 | 1 | 7.1% |
| McCulloch County | 5 | 2 | 5.7% |
| Harris County | 6 | 981 | 2.2% |
| Jefferson County | 6 | 76 | 3.6% |
| Bee County | 6 | 9 | 6.1% |
| Milam County | 6 | 8 | 3.4% |
| Jeff Davis County | 6 | 1 | 7.1% |
| Liberty County | 7 | 27 | 2.3% |
| Bandera County | 7 | 7 | 2.9% |
| Limestone County | 7 | 4 | 2.9% |
| Refugio County | 7 | 2 | 3.9% |
| Fort Bend County | 8 | 200 | 1.5% |
| Uvalde County | 8 | 4 | 3.4% |
| Jackson County | 8 | 3 | 3.0% |
| Dimmit County | 8 | 1 | 4.0% |
| Webb County | 9 | 59 | 2.9% |
| Val Verde County | 9 | 10 | 2.6% |
| Kleberg County | 9 | 6 | 3.2% |
| Victoria County | 10 | 18 | 2.4% |
| Wharton County | 11 | 6 | 2.0% |
| Rains County | 11 | 4 | 2.8% |
| Ward County | 11 | 3 | 3.2% |
| Kimble County | 11 | 1 | 4.2% |
| Hill County | 12 | 7 | 1.6% |
| Comanche County | 12 | 3 | 2.1% |
| Galveston County | 13 | 84 | 1.5% |
| Eastland County | 13 | 2 | 1.6% |
- New American Funding nationwide
- Texas mortgage market
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- New American Funding in Georgia
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- New American Funding in Missouri
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- New American Funding in Washington
- New American Funding in Ohio
- New American Funding in Tennessee
- New American Funding in North Carolina
- New American Funding in Iowa
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology