Lender in Tennessee · HMDA 2025
New American Funding mortgages in Tennessee
New American Funding's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
New American Funding originated 1,095 owner-occupied single-family loans in Tennessee from 1,238 completed applications, making it the state's #20 lender by volume.
Its median conventional purchase loan costs were $6,250 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.625% (Tennessee: 6.624%).
Loans in TN
1,095
of 1,238 applications
Denial rate
4.6%
Purchase · TN 7.7%
Rate spread
+0.30 pts
Conv. · TN +0.11 pts
Loan amount
$305,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 827 | 788 | 4.6% | 6.625% | +0.30 pts | $6,250 | $305,000 |
| Refinance | 147 | 122 | 17.0% | 6.500% | +0.14 pts | $5,720 | $335,000 |
| Cash-out refinance | 264 | 185 | 29.9% | 6.875% | +0.60 pts | $6,730 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where New American Funding ranks in the top 25
Showing the 30 counties where it ranks highest, of 44.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Grundy County | 3 | 16 | 10.2% |
| Stewart County | 6 | 8 | 3.7% |
| Hancock County | 6 | 2 | 4.3% |
| Montgomery County | 7 | 167 | 2.8% |
| Clay County | 9 | 2 | 3.0% |
| Cheatham County | 10 | 16 | 1.9% |
| Hamblen County | 11 | 20 | 2.1% |
| Perry County | 11 | 2 | 2.7% |
| Van Buren County | 11 | 2 | 2.5% |
| Franklin County | 12 | 14 | 2.0% |
| Warren County | 12 | 12 | 2.1% |
| Houston County | 12 | 3 | 2.2% |
| Meigs County | 12 | 3 | 2.2% |
| Coffee County | 13 | 17 | 1.8% |
| Sullivan County | 14 | 34 | 1.4% |
| Overton County | 14 | 5 | 1.9% |
| Scott County | 14 | 4 | 1.5% |
| Lewis County | 14 | 3 | 1.5% |
| McMinn County | 16 | 10 | 1.3% |
| Marion County | 16 | 7 | 1.6% |
| Anderson County | 17 | 16 | 1.3% |
| Bedford County | 17 | 10 | 1.2% |
| Henry County | 17 | 4 | 0.9% |
| Moore County | 17 | 2 | 1.6% |
| DeKalb County | 18 | 4 | 1.1% |
| Carroll County | 18 | 3 | 0.8% |
| Robertson County | 19 | 17 | 1.0% |
| Putnam County | 19 | 13 | 1.2% |
| Cumberland County | 19 | 12 | 1.3% |
| Lawrence County | 19 | 7 | 1.2% |
- New American Funding nationwide
- Tennessee mortgage market
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- New American Funding in California
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- New American Funding in Illinois
- New American Funding in Florida
- New American Funding in Missouri
- New American Funding in Pennsylvania
- New American Funding in Minnesota
- New American Funding in Washington
- New American Funding in Ohio
- New American Funding in North Carolina
- New American Funding in Iowa
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology