Lender in Idaho · HMDA 2025
NFM, Inc. mortgages in Idaho
NFM, Inc.'s 2025 home-purchase and refinance lending in Idaho, compared with all lenders in the state.
NFM, Inc. originated 210 owner-occupied single-family loans in Idaho from 216 completed applications.
Its median conventional purchase loan costs were $8,380 versus $7,270 for all Idaho lenders, at a median 30-year fixed rate of 6.625% (Idaho: 6.50%).
Loans in ID
210
of 216 applications
Denial rate
1.0%
Purchase · ID 4.9%
Rate spread
+0.33 pts
Conv. · ID +0.06 pts
Loan amount
$315,000
Purchase · ID $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 196 | 194 | 1.0% | 6.625% | +0.33 pts | $8,380 | $315,000 |
| Refinance | 15 | 11 | — | — | — | — | — |
| Cash-out refinance | 5 | 5 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Idaho counties where NFM, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Minidoka County | 2 | 38 | 12.0% |
| Cassia County | 3 | 22 | 7.6% |
| Twin Falls County | 5 | 86 | 5.8% |
| Jerome County | 10 | 13 | 3.9% |
| Gooding County | 10 | 4 | 2.6% |
| Camas County | 14 | 1 | 3.9% |
| Lincoln County | 20 | 1 | 1.7% |
| Lemhi County | 23 | 1 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology