Lender in Illinois · HMDA 2025
PNC Bank, N.A. mortgages in Illinois
PNC Bank, N.A.'s 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
PNC Bank, N.A. originated 860 owner-occupied single-family loans in Illinois from 1,016 completed applications.
Its median conventional purchase loan costs were $5,780 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.50% (Illinois: 6.625%).
Loans in IL
860
of 1,016 applications
Denial rate
12.8%
Purchase · IL 9.2%
Rate spread
+0.09 pts
Conv. · IL +0.27 pts
Loan amount
$245,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 732 | 624 | 12.8% | 6.500% | +0.09 pts | $5,780 | $245,000 |
| Refinance | 161 | 138 | 12.4% | 6.250% | −0.16 pts | $3,480 | $205,000 |
| Cash-out refinance | 123 | 98 | 19.5% | 7.000% | +0.56 pts | $3,230 | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where PNC Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| McLean County | 7 | 63 | 2.8% |
| Sangamon County | 10 | 70 | 2.7% |
| Kankakee County | 14 | 21 | 1.6% |
| Peoria County | 14 | 21 | 0.9% |
| Macon County | 16 | 26 | 2.1% |
| Tazewell County | 18 | 20 | 1.1% |
| Woodford County | 18 | 6 | 1.1% |
| Champaign County | 20 | 21 | 1.0% |
| Menard County | 22 | 2 | 1.1% |
| Knox County | 24 | 5 | 1.0% |
- PNC Bank, N.A. nationwide
- Illinois mortgage market
- PNC Bank, N.A. in Pennsylvania
- PNC Bank, N.A. in Ohio
- PNC Bank, N.A. in California
- PNC Bank, N.A. in Indiana
- PNC Bank, N.A. in Florida
- PNC Bank, N.A. in Michigan
- PNC Bank, N.A. in Texas
- PNC Bank, N.A. in New Jersey
- PNC Bank, N.A. in North Carolina
- PNC Bank, N.A. in Kentucky
- PNC Bank, N.A. in Maryland
- PNC Bank, N.A. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology