Lender in North Carolina · HMDA 2025
PNC Bank, N.A. mortgages in North Carolina
PNC Bank, N.A.'s 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
PNC Bank, N.A. originated 448 owner-occupied single-family loans in North Carolina from 514 completed applications.
Its median conventional purchase loan costs were $4,410 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.50% (North Carolina: 6.50%).
Loans in NC
448
of 514 applications
Denial rate
10.3%
Purchase · NC 7.6%
Rate spread
+0.00 pts
Conv. · NC +0.04 pts
Loan amount
$335,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 428 | 379 | 10.3% | 6.500% | +0.00 pts | $4,410 | $335,000 |
| Refinance | 48 | 41 | 14.6% | 6.375% | −0.07 pts | $4,070 | $325,000 |
| Cash-out refinance | 38 | 28 | 23.7% | — | +0.30 pts | $3,790 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where PNC Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Dare County | 22 | 5 | 0.9% |
- PNC Bank, N.A. nationwide
- North Carolina mortgage market
- PNC Bank, N.A. in Pennsylvania
- PNC Bank, N.A. in Ohio
- PNC Bank, N.A. in California
- PNC Bank, N.A. in Illinois
- PNC Bank, N.A. in Indiana
- PNC Bank, N.A. in Florida
- PNC Bank, N.A. in Michigan
- PNC Bank, N.A. in Texas
- PNC Bank, N.A. in New Jersey
- PNC Bank, N.A. in Kentucky
- PNC Bank, N.A. in Maryland
- PNC Bank, N.A. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology