Lender in Texas · HMDA 2025
PNC Bank, N.A. mortgages in Texas
PNC Bank, N.A.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
PNC Bank, N.A. originated 509 owner-occupied single-family loans in Texas from 685 completed applications.
Its median conventional purchase loan costs were $4,500 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.50% (Texas: 6.50%).
Loans in TX
509
of 685 applications
Denial rate
20.7%
Purchase · TX 10.2%
Rate spread
−0.02 pts
Conv. · TX +0.09 pts
Loan amount
$355,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 518 | 408 | 20.7% | 6.500% | −0.02 pts | $4,500 | $355,000 |
| Refinance | 68 | 44 | 30.9% | — | −0.07 pts | $6,490 | $255,000 |
| Cash-out refinance | 99 | 57 | 40.4% | 7.000% | +0.44 pts | $6,520 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where PNC Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Somervell County | 20 | 2 | 1.6% |
- PNC Bank, N.A. nationwide
- Texas mortgage market
- PNC Bank, N.A. in Pennsylvania
- PNC Bank, N.A. in Ohio
- PNC Bank, N.A. in California
- PNC Bank, N.A. in Illinois
- PNC Bank, N.A. in Indiana
- PNC Bank, N.A. in Florida
- PNC Bank, N.A. in Michigan
- PNC Bank, N.A. in New Jersey
- PNC Bank, N.A. in North Carolina
- PNC Bank, N.A. in Kentucky
- PNC Bank, N.A. in Maryland
- PNC Bank, N.A. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology