Lender in Virginia · HMDA 2025
PNC Bank, N.A. mortgages in Virginia
PNC Bank, N.A.'s 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
PNC Bank, N.A. originated 228 owner-occupied single-family loans in Virginia from 281 completed applications.
Its median conventional purchase loan costs were $5,010 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.50% (Virginia: 6.625%).
Loans in VA
228
of 281 applications
Denial rate
12.9%
Purchase · VA 6.9%
Rate spread
−0.05 pts
Conv. · VA +0.10 pts
Loan amount
$425,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 209 | 180 | 12.9% | 6.500% | −0.05 pts | $5,010 | $425,000 |
| Refinance | 42 | 29 | 30.9% | — | −0.25 pts | $4,320 | $425,000 |
| Cash-out refinance | 30 | 19 | 33.3% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
- PNC Bank, N.A. nationwide
- Virginia mortgage market
- PNC Bank, N.A. in Pennsylvania
- PNC Bank, N.A. in Ohio
- PNC Bank, N.A. in California
- PNC Bank, N.A. in Illinois
- PNC Bank, N.A. in Indiana
- PNC Bank, N.A. in Florida
- PNC Bank, N.A. in Michigan
- PNC Bank, N.A. in Texas
- PNC Bank, N.A. in New Jersey
- PNC Bank, N.A. in North Carolina
- PNC Bank, N.A. in Kentucky
- PNC Bank, N.A. in Maryland
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology