Lender in Indiana · HMDA 2025
PNC Bank, N.A. mortgages in Indiana
PNC Bank, N.A.'s 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
PNC Bank, N.A. originated 651 owner-occupied single-family loans in Indiana from 739 completed applications.
Its median conventional purchase loan costs were $2,970 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.50% (Indiana: 6.625%).
Loans in IN
651
of 739 applications
Denial rate
10.3%
Purchase · IN 7.4%
Rate spread
+0.07 pts
Conv. · IN +0.24 pts
Loan amount
$205,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 552 | 494 | 10.3% | 6.500% | +0.07 pts | $2,970 | $205,000 |
| Refinance | 98 | 85 | 13.3% | 6.000% | −0.07 pts | $3,980 | $165,000 |
| Cash-out refinance | 89 | 72 | 18.0% | 7.000% | +0.56 pts | $3,630 | $135,000 |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where PNC Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Montgomery County | 3 | 45 | 7.3% |
| Ripley County | 11 | 6 | 1.9% |
| Madison County | 12 | 56 | 2.6% |
| Floyd County | 20 | 21 | 1.4% |
| Jackson County | 20 | 5 | 1.0% |
| Huntington County | 21 | 7 | 1.3% |
| Wells County | 21 | 5 | 1.1% |
| Rush County | 22 | 4 | 1.6% |
| Washington County | 22 | 4 | 1.2% |
| Howard County | 23 | 14 | 0.9% |
| Boone County | 24 | 19 | 1.0% |
| Bartholomew County | 24 | 8 | 0.6% |
| Cass County | 24 | 5 | 1.0% |
| Clark County | 25 | 31 | 1.2% |
| Fulton County | 25 | 2 | 0.8% |
- PNC Bank, N.A. nationwide
- Indiana mortgage market
- PNC Bank, N.A. in Pennsylvania
- PNC Bank, N.A. in Ohio
- PNC Bank, N.A. in California
- PNC Bank, N.A. in Illinois
- PNC Bank, N.A. in Florida
- PNC Bank, N.A. in Michigan
- PNC Bank, N.A. in Texas
- PNC Bank, N.A. in New Jersey
- PNC Bank, N.A. in North Carolina
- PNC Bank, N.A. in Kentucky
- PNC Bank, N.A. in Maryland
- PNC Bank, N.A. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology