Lender in Illinois · HMDA 2025
Prosperity Home Mortgage, LLC mortgages in Illinois
Prosperity Home Mortgage, LLC's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Prosperity Home Mortgage, LLC originated 538 owner-occupied single-family loans in Illinois from 570 completed applications.
Its median conventional purchase loan costs were $6,580 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.875% (Illinois: 6.625%).
Loans in IL
538
of 570 applications
Denial rate
2.2%
Purchase · IL 9.2%
Rate spread
+0.40 pts
Conv. · IL +0.27 pts
Loan amount
$325,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 448 | 435 | 2.2% | 6.875% | +0.40 pts | $6,580 | $325,000 |
| Refinance | 102 | 92 | 8.8% | 6.125% | −0.01 pts | $3,700 | $415,000 |
| Cash-out refinance | 20 | 11 | 45.0% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
- Prosperity Home Mortgage, LLC nationwide
- Illinois mortgage market
- Prosperity Home Mortgage, LLC in Pennsylvania
- Prosperity Home Mortgage, LLC in Virginia
- Prosperity Home Mortgage, LLC in Minnesota
- Prosperity Home Mortgage, LLC in North Carolina
- Prosperity Home Mortgage, LLC in Maryland
- Prosperity Home Mortgage, LLC in Georgia
- Prosperity Home Mortgage, LLC in New Jersey
- Prosperity Home Mortgage, LLC in Connecticut
- Prosperity Home Mortgage, LLC in Wisconsin
- Prosperity Home Mortgage, LLC in Arizona
- Prosperity Home Mortgage, LLC in Missouri
- Prosperity Home Mortgage, LLC in California
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology