Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Missouri · HMDA 2025

Prosperity Home Mortgage, LLC mortgages in Missouri

Prosperity Home Mortgage, LLC's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.

Prosperity Home Mortgage, LLC originated 560 owner-occupied single-family loans in Missouri from 613 completed applications.

Its median conventional purchase loan costs were $3,650 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.625% (Missouri: 6.625%).

Loans in MO
560
of 613 applications
Denial rate
2.7%
Purchase · MO 6.5%
Rate spread
+0.27 pts
Conv. · MO +0.24 pts
Loan amount
$275,000
Purchase · MO $245,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase4134012.7%6.625%+0.27 pts$3,650$275,000
Refinance1129711.6%6.500%+0.11 pts$2,590$265,000
Cash-out refinance886229.5%———$215,000

*Conventional loans only; medians with at least 20 loans.

Missouri counties where Prosperity Home Mortgage, LLC ranks in the top 25

CountyRankLoansMarket share
Cass County9542.5%
Jackson County112462.3%
Clay County14751.6%
Clinton County1481.9%
Johnson County25111.0%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology