Lender in Maryland · HMDA 2025
Prosperity Home Mortgage, LLC mortgages in Maryland
Prosperity Home Mortgage, LLC's 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
Prosperity Home Mortgage, LLC originated 1,139 owner-occupied single-family loans in Maryland from 1,234 completed applications, making it the state's #14 lender by volume.
Its median conventional purchase loan costs were $5,790 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.75% (Maryland: 6.625%).
Loans in MD
1,139
of 1,234 applications
Denial rate
4.2%
Purchase · MD 8.6%
Rate spread
+0.26 pts
Conv. · MD +0.14 pts
Loan amount
$415,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,044 | 998 | 4.2% | 6.750% | +0.26 pts | $5,790 | $415,000 |
| Refinance | 126 | 100 | 19.8% | 6.500% | +0.12 pts | $3,830 | $455,000 |
| Cash-out refinance | 64 | 41 | 35.9% | — | — | — | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Maryland counties where Prosperity Home Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Montgomery County | 4 | 340 | 3.2% |
| Howard County | 5 | 112 | 2.7% |
| Somerset County | 13 | 4 | 1.8% |
| Anne Arundel County | 14 | 135 | 1.5% |
| Carroll County | 16 | 38 | 1.6% |
| Garrett County | 16 | 3 | 1.2% |
| Frederick County | 18 | 66 | 1.4% |
| Wicomico County | 18 | 19 | 1.5% |
| Prince George's County | 20 | 127 | 1.1% |
| Calvert County | 20 | 16 | 1.0% |
| Washington County | 21 | 24 | 1.2% |
| Talbot County | 21 | 4 | 0.9% |
| Baltimore County | 22 | 108 | 1.1% |
| Cecil County | 22 | 15 | 1.1% |
| Queen Anne's County | 22 | 9 | 0.9% |
- Prosperity Home Mortgage, LLC nationwide
- Maryland mortgage market
- Prosperity Home Mortgage, LLC in Pennsylvania
- Prosperity Home Mortgage, LLC in Virginia
- Prosperity Home Mortgage, LLC in Minnesota
- Prosperity Home Mortgage, LLC in North Carolina
- Prosperity Home Mortgage, LLC in Georgia
- Prosperity Home Mortgage, LLC in New Jersey
- Prosperity Home Mortgage, LLC in Connecticut
- Prosperity Home Mortgage, LLC in Wisconsin
- Prosperity Home Mortgage, LLC in Arizona
- Prosperity Home Mortgage, LLC in Missouri
- Prosperity Home Mortgage, LLC in Illinois
- Prosperity Home Mortgage, LLC in California
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology