Lender in New Jersey · HMDA 2025
Prosperity Home Mortgage, LLC mortgages in New Jersey
Prosperity Home Mortgage, LLC's 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
Prosperity Home Mortgage, LLC originated 870 owner-occupied single-family loans in New Jersey from 931 completed applications.
Its median conventional purchase loan costs were $5,870 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.875% (New Jersey: 6.625%).
Loans in NJ
870
of 931 applications
Denial rate
4.7%
Purchase · NJ 8.4%
Rate spread
+0.27 pts
Conv. · NJ +0.12 pts
Loan amount
$345,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 811 | 770 | 4.7% | 6.875% | +0.27 pts | $5,870 | $345,000 |
| Refinance | 81 | 66 | 17.3% | 6.375% | +0.01 pts | $4,930 | $355,000 |
| Cash-out refinance | 39 | 34 | 12.8% | 7.125% | +0.48 pts | $5,160 | $315,000 |
*Conventional loans only; medians with at least 20 loans.
New Jersey counties where Prosperity Home Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Burlington County | 9 | 144 | 2.2% |
| Camden County | 9 | 143 | 2.3% |
| Gloucester County | 10 | 112 | 2.5% |
| Cumberland County | 10 | 30 | 2.0% |
| Atlantic County | 11 | 78 | 2.6% |
| Salem County | 12 | 22 | 2.5% |
| Cape May County | 14 | 18 | 1.9% |
| Mercer County | 18 | 52 | 1.4% |
| Hunterdon County | 18 | 19 | 1.2% |
| Warren County | 22 | 13 | 0.9% |
- Prosperity Home Mortgage, LLC nationwide
- New Jersey mortgage market
- Prosperity Home Mortgage, LLC in Pennsylvania
- Prosperity Home Mortgage, LLC in Virginia
- Prosperity Home Mortgage, LLC in Minnesota
- Prosperity Home Mortgage, LLC in North Carolina
- Prosperity Home Mortgage, LLC in Maryland
- Prosperity Home Mortgage, LLC in Georgia
- Prosperity Home Mortgage, LLC in Connecticut
- Prosperity Home Mortgage, LLC in Wisconsin
- Prosperity Home Mortgage, LLC in Arizona
- Prosperity Home Mortgage, LLC in Missouri
- Prosperity Home Mortgage, LLC in Illinois
- Prosperity Home Mortgage, LLC in California
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology