Lender in Pennsylvania · HMDA 2025
Prosperity Home Mortgage, LLC mortgages in Pennsylvania
Prosperity Home Mortgage, LLC's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Prosperity Home Mortgage, LLC originated 2,041 owner-occupied single-family loans in Pennsylvania from 2,188 completed applications, making it the state's #12 lender by volume.
Its median conventional purchase loan costs were $6,970 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.625% (Pennsylvania: 6.625%).
Loans in PA
2,041
of 2,188 applications
Denial rate
4.7%
Purchase · PA 6.7%
Rate spread
+0.19 pts
Conv. · PA +0.17 pts
Loan amount
$335,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,914 | 1,816 | 4.7% | 6.625% | +0.19 pts | $6,970 | $335,000 |
| Refinance | 173 | 140 | 18.5% | 6.125% | −0.02 pts | $6,280 | $365,000 |
| Cash-out refinance | 101 | 85 | 14.8% | 6.875% | +0.24 pts | $7,750 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Prosperity Home Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Bucks County | 4 | 255 | 3.6% |
| Lehigh County | 4 | 144 | 3.5% |
| Philadelphia County | 5 | 515 | 4.1% |
| Montgomery County | 5 | 351 | 3.6% |
| Delaware County | 5 | 297 | 4.9% |
| Chester County | 6 | 210 | 3.1% |
| Northampton County | 6 | 111 | 3.0% |
| Sullivan County | 10 | 1 | 2.2% |
| Wayne County | 14 | 7 | 1.2% |
| Potter County | 18 | 1 | 0.8% |
| Monroe County | 19 | 29 | 1.3% |
| Carbon County | 24 | 10 | 1.1% |
- Prosperity Home Mortgage, LLC nationwide
- Pennsylvania mortgage market
- Prosperity Home Mortgage, LLC in Virginia
- Prosperity Home Mortgage, LLC in Minnesota
- Prosperity Home Mortgage, LLC in North Carolina
- Prosperity Home Mortgage, LLC in Maryland
- Prosperity Home Mortgage, LLC in Georgia
- Prosperity Home Mortgage, LLC in New Jersey
- Prosperity Home Mortgage, LLC in Connecticut
- Prosperity Home Mortgage, LLC in Wisconsin
- Prosperity Home Mortgage, LLC in Arizona
- Prosperity Home Mortgage, LLC in Missouri
- Prosperity Home Mortgage, LLC in Illinois
- Prosperity Home Mortgage, LLC in California
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology