Lender in Alabama · HMDA 2025
The Loan Store, Inc. mortgages in Alabama
The Loan Store, Inc.'s 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
The Loan Store, Inc. originated 263 owner-occupied single-family loans in Alabama from 302 completed applications.
Its median conventional purchase loan costs were $5,350 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.49% (Alabama: 6.562%).
Loans in AL
263
of 302 applications
Denial rate
4.6%
Purchase · AL 9.1%
Rate spread
+0.17 pts
Conv. · AL +0.17 pts
Loan amount
$295,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 259 | 228 | 4.6% | 6.490% | +0.17 pts | $5,350 | $295,000 |
| Refinance | 22 | 17 | 9.1% | — | — | — | — |
| Cash-out refinance | 21 | 18 | 9.5% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where The Loan Store, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cullman County | 20 | 14 | 1.2% |
| Talladega County | 23 | 9 | 1.1% |
| Pickens County | 23 | 1 | 0.8% |
| Cleburne County | 24 | 1 | 0.8% |
- The Loan Store, Inc. nationwide
- Alabama mortgage market
- The Loan Store, Inc. in California
- The Loan Store, Inc. in Florida
- The Loan Store, Inc. in Texas
- The Loan Store, Inc. in Utah
- The Loan Store, Inc. in Arizona
- The Loan Store, Inc. in Colorado
- The Loan Store, Inc. in Illinois
- The Loan Store, Inc. in Michigan
- The Loan Store, Inc. in Washington
- The Loan Store, Inc. in Oregon
- The Loan Store, Inc. in Georgia
- The Loan Store, Inc. in Nevada
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology