Lender in Arizona · HMDA 2025
USAA Federal Savings Bank mortgages in Arizona
USAA Federal Savings Bank's 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.
USAA Federal Savings Bank originated 233 owner-occupied single-family loans in Arizona from 351 completed applications.
Its median conventional purchase loan costs were $5,820 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 6.625% (Arizona: 6.50%).
Loans in AZ
233
of 351 applications
Denial rate
31.3%
Purchase · AZ 8.2%
Rate spread
+0.13 pts
Conv. · AZ +0.11 pts
Loan amount
$375,000
Purchase · AZ $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 278 | 188 | 31.3% | 6.625% | +0.13 pts | $5,820 | $375,000 |
| Refinance | 25 | 16 | 28.0% | — | — | — | — |
| Cash-out refinance | 48 | 29 | 39.6% | — | — | — | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Arizona counties where USAA Federal Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Navajo County | 21 | 9 | 1.0% |
| Cochise County | 23 | 15 | 0.8% |
- USAA Federal Savings Bank nationwide
- Arizona mortgage market
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- USAA Federal Savings Bank in North Carolina
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- USAA Federal Savings Bank in Tennessee
- USAA Federal Savings Bank in Ohio
- USAA Federal Savings Bank in Missouri
- USAA Federal Savings Bank in Pennsylvania
- USAA Federal Savings Bank in Illinois
- USAA Federal Savings Bank in South Carolina
- USAA Federal Savings Bank in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology