Lender in Tennessee · HMDA 2025

USAA Federal Savings Bank mortgages in Tennessee

USAA Federal Savings Bank's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.

USAA Federal Savings Bank originated 382 owner-occupied single-family loans in Tennessee from 542 completed applications.

Its median conventional purchase loan costs were $4,800 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.50% (Tennessee: 6.624%).

Loans in TN

382

of 542 applications

Denial rate

25.5%

Purchase · TN 7.7%

Rate spread

+0.07 pts

Conv. · TN +0.11 pts

Loan amount

$355,000

Purchase · TN $325,000

By loan purpose

Purpose	Applications	Loans	Denial rate	30-yr rate*	Rate spread*	Loan costs*	Median loan
Home purchase	435	320	25.5%	6.500%	+0.07 pts	$4,800	$355,000
Refinance	37	21	37.8%	—	—	—	$375,000
Cash-out refinance	70	41	38.6%	—	—	—	$315,000

*Conventional loans only; medians with at least 20 loans.

Tennessee counties where USAA Federal Savings Bank ranks in the top 25

County	Rank	Loans	Market share
Grundy County	12	3	1.9%
Chester County	18	3	1.3%
Roane County	19	12	1.2%
Polk County	20	3	1.6%
Claiborne County	21	4	1.3%
McNairy County	21	4	1.3%
Coffee County	24	7	0.7%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology