Lender in Missouri · HMDA 2025
USAA Federal Savings Bank mortgages in Missouri
USAA Federal Savings Bank's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
USAA Federal Savings Bank originated 323 owner-occupied single-family loans in Missouri from 459 completed applications.
Its median conventional purchase loan costs were $3,790 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.625% (Missouri: 6.625%).
Loans in MO
323
of 459 applications
Denial rate
26.5%
Purchase · MO 6.5%
Rate spread
+0.23 pts
Conv. · MO +0.24 pts
Loan amount
$285,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 389 | 285 | 26.5% | 6.625% | +0.23 pts | $3,790 | $285,000 |
| Refinance | 20 | 16 | 15.0% | — | — | — | — |
| Cash-out refinance | 50 | 22 | 54.0% | — | — | — | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where USAA Federal Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Pulaski County | 13 | 23 | 2.4% |
| Mercer County | 16 | 1 | 4.3% |
| Linn County | 17 | 2 | 1.3% |
| Adair County | 19 | 2 | 0.8% |
| Dunklin County | 19 | 2 | 1.1% |
| Taney County | 21 | 7 | 1.0% |
| Johnson County | 24 | 12 | 1.1% |
| Atchison County | 24 | 1 | 1.7% |
| Oregon County | 25 | 1 | 1.5% |
- USAA Federal Savings Bank nationwide
- Missouri mortgage market
- USAA Federal Savings Bank in Texas
- USAA Federal Savings Bank in Florida
- USAA Federal Savings Bank in North Carolina
- USAA Federal Savings Bank in Georgia
- USAA Federal Savings Bank in Virginia
- USAA Federal Savings Bank in Tennessee
- USAA Federal Savings Bank in Ohio
- USAA Federal Savings Bank in Pennsylvania
- USAA Federal Savings Bank in Illinois
- USAA Federal Savings Bank in South Carolina
- USAA Federal Savings Bank in Alabama
- USAA Federal Savings Bank in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology