Lender in Georgia · HMDA 2025
USAA Federal Savings Bank mortgages in Georgia
USAA Federal Savings Bank's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
USAA Federal Savings Bank originated 529 owner-occupied single-family loans in Georgia from 802 completed applications.
Its median conventional purchase loan costs were $4,940 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.50% (Georgia: 6.624%).
Loans in GA
529
of 802 applications
Denial rate
30.8%
Purchase · GA 9.9%
Rate spread
+0.10 pts
Conv. · GA +0.13 pts
Loan amount
$325,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 616 | 422 | 30.8% | 6.500% | +0.10 pts | $4,940 | $325,000 |
| Refinance | 70 | 41 | 40.0% | — | — | — | $345,000 |
| Cash-out refinance | 116 | 66 | 43.1% | — | — | — | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where USAA Federal Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| McIntosh County | 9 | 5 | 2.4% |
| Terrell County | 10 | 2 | 2.9% |
| Emanuel County | 15 | 2 | 2.3% |
| Lowndes County | 19 | 19 | 1.1% |
| Harris County | 19 | 8 | 1.2% |
| Lumpkin County | 19 | 6 | 1.2% |
| Houston County | 20 | 36 | 1.1% |
| Laurens County | 20 | 5 | 1.2% |
| Muscogee County | 22 | 20 | 0.9% |
| Columbia County | 24 | 29 | 0.9% |
| Glynn County | 24 | 9 | 0.7% |
- USAA Federal Savings Bank nationwide
- Georgia mortgage market
- USAA Federal Savings Bank in Texas
- USAA Federal Savings Bank in Florida
- USAA Federal Savings Bank in North Carolina
- USAA Federal Savings Bank in Virginia
- USAA Federal Savings Bank in Tennessee
- USAA Federal Savings Bank in Ohio
- USAA Federal Savings Bank in Missouri
- USAA Federal Savings Bank in Pennsylvania
- USAA Federal Savings Bank in Illinois
- USAA Federal Savings Bank in South Carolina
- USAA Federal Savings Bank in Alabama
- USAA Federal Savings Bank in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology