Lender in Ohio · HMDA 2025
USAA Federal Savings Bank mortgages in Ohio
USAA Federal Savings Bank's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
USAA Federal Savings Bank originated 370 owner-occupied single-family loans in Ohio from 559 completed applications.
Its median conventional purchase loan costs were $4,620 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.625% (Ohio: 6.625%).
Loans in OH
370
of 559 applications
Denial rate
31.0%
Purchase · OH 7.1%
Rate spread
+0.11 pts
Conv. · OH +0.22 pts
Loan amount
$285,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 452 | 308 | 31.0% | 6.625% | +0.11 pts | $4,620 | $285,000 |
| Refinance | 35 | 24 | 31.4% | — | — | — | $315,000 |
| Cash-out refinance | 72 | 38 | 45.8% | — | — | — | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where USAA Federal Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Meigs County | 18 | 2 | 1.6% |
| Washington County | 19 | 6 | 1.1% |
| Athens County | 22 | 4 | 1.3% |
| Scioto County | 25 | 6 | 0.9% |
- USAA Federal Savings Bank nationwide
- Ohio mortgage market
- USAA Federal Savings Bank in Texas
- USAA Federal Savings Bank in Florida
- USAA Federal Savings Bank in North Carolina
- USAA Federal Savings Bank in Georgia
- USAA Federal Savings Bank in Virginia
- USAA Federal Savings Bank in Tennessee
- USAA Federal Savings Bank in Missouri
- USAA Federal Savings Bank in Pennsylvania
- USAA Federal Savings Bank in Illinois
- USAA Federal Savings Bank in South Carolina
- USAA Federal Savings Bank in Alabama
- USAA Federal Savings Bank in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology