Lender in Washington · HMDA 2025
USAA Federal Savings Bank mortgages in Washington
USAA Federal Savings Bank's 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
USAA Federal Savings Bank originated 282 owner-occupied single-family loans in Washington from 420 completed applications.
Its median conventional purchase loan costs were $5,250 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.50% (Washington: 6.625%).
Loans in WA
282
of 420 applications
Denial rate
30.8%
Purchase · WA 5.9%
Rate spread
+0.05 pts
Conv. · WA +0.10 pts
Loan amount
$485,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 325 | 225 | 30.8% | 6.500% | +0.05 pts | $5,250 | $485,000 |
| Refinance | 42 | 27 | 35.7% | — | — | — | $455,000 |
| Cash-out refinance | 53 | 30 | 41.5% | — | — | — | $365,000 |
*Conventional loans only; medians with at least 20 loans.
Washington counties where USAA Federal Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| San Juan County | 22 | 2 | 1.5% |
- USAA Federal Savings Bank nationwide
- Washington mortgage market
- USAA Federal Savings Bank in Texas
- USAA Federal Savings Bank in Florida
- USAA Federal Savings Bank in North Carolina
- USAA Federal Savings Bank in Georgia
- USAA Federal Savings Bank in Virginia
- USAA Federal Savings Bank in Tennessee
- USAA Federal Savings Bank in Ohio
- USAA Federal Savings Bank in Missouri
- USAA Federal Savings Bank in Pennsylvania
- USAA Federal Savings Bank in Illinois
- USAA Federal Savings Bank in South Carolina
- USAA Federal Savings Bank in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology