Lender in Indiana · HMDA 2025
USAA Federal Savings Bank mortgages in Indiana
USAA Federal Savings Bank's 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
USAA Federal Savings Bank originated 273 owner-occupied single-family loans in Indiana from 386 completed applications.
Its median conventional purchase loan costs were $3,340 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.75% (Indiana: 6.625%).
Loans in IN
273
of 386 applications
Denial rate
26.0%
Purchase · IN 7.4%
Rate spread
+0.20 pts
Conv. · IN +0.24 pts
Loan amount
$275,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 323 | 236 | 26.0% | 6.750% | +0.20 pts | $3,340 | $275,000 |
| Refinance | 20 | 11 | 45.0% | — | — | — | — |
| Cash-out refinance | 43 | 26 | 39.5% | — | — | — | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where USAA Federal Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Adams County | 19 | 5 | 1.2% |
| Vigo County | 25 | 9 | 0.7% |
| Bartholomew County | 25 | 8 | 0.6% |
| Daviess County | 25 | 3 | 1.1% |
- USAA Federal Savings Bank nationwide
- Indiana mortgage market
- USAA Federal Savings Bank in Texas
- USAA Federal Savings Bank in Florida
- USAA Federal Savings Bank in North Carolina
- USAA Federal Savings Bank in Georgia
- USAA Federal Savings Bank in Virginia
- USAA Federal Savings Bank in Tennessee
- USAA Federal Savings Bank in Ohio
- USAA Federal Savings Bank in Missouri
- USAA Federal Savings Bank in Pennsylvania
- USAA Federal Savings Bank in Illinois
- USAA Federal Savings Bank in South Carolina
- USAA Federal Savings Bank in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology