Lender in Arkansas · HMDA 2025
Veterans United Home Loans mortgages in Arkansas
Veterans United Home Loans's 2025 home-purchase and refinance lending in Arkansas, compared with all lenders in the state.
Veterans United Home Loans originated 1,171 owner-occupied single-family loans in Arkansas from 1,651 completed applications, making it the state's #6 lender by volume.
Its median conventional purchase loan costs were $1,650 versus $3,850 for all Arkansas lenders, at a median 30-year fixed rate of 6.625% (Arkansas: 6.625%).
Loans in AR
1,171
of 1,651 applications
Denial rate
11.3%
Purchase · AR 8.5%
Rate spread
+0.38 pts
Conv. · AR +0.17 pts
Loan amount
$235,000
Purchase · AR $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,076 | 944 | 11.3% | 6.625% | +0.38 pts | $1,650 | $235,000 |
| Refinance | 281 | 155 | 44.5% | — | — | — | $255,000 |
| Cash-out refinance | 294 | 72 | 75.5% | — | — | — | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Arkansas counties where Veterans United Home Loans ranks in the top 25
Showing the 30 counties where it ranks highest, of 68.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Fulton County | 2 | 9 | 8.1% |
| Stone County | 2 | 9 | 8.0% |
| Columbia County | 3 | 8 | 4.9% |
| Lincoln County | 3 | 3 | 6.0% |
| Dallas County | 3 | 2 | 5.6% |
| Lonoke County | 4 | 83 | 5.6% |
| Pope County | 4 | 35 | 5.3% |
| Independence County | 4 | 18 | 4.1% |
| Polk County | 4 | 12 | 5.1% |
| Izard County | 4 | 10 | 5.7% |
| Clark County | 4 | 9 | 4.3% |
| Ouachita County | 4 | 9 | 4.7% |
| Perry County | 4 | 8 | 6.9% |
| Van Buren County | 4 | 8 | 4.3% |
| Little River County | 4 | 7 | 6.6% |
| Bradley County | 4 | 3 | 6.0% |
| Calhoun County | 4 | 3 | 7.1% |
| Nevada County | 4 | 3 | 6.1% |
| Garland County | 5 | 55 | 4.5% |
| Crittenden County | 5 | 16 | 3.2% |
| Logan County | 5 | 13 | 6.8% |
| Grant County | 5 | 9 | 3.4% |
| Jackson County | 5 | 4 | 3.4% |
| Searcy County | 5 | 4 | 5.7% |
| Sharp County | 6 | 14 | 5.3% |
| Johnson County | 6 | 13 | 4.8% |
| Mississippi County | 6 | 9 | 2.6% |
| Clay County | 6 | 6 | 3.5% |
| Marion County | 6 | 6 | 3.0% |
| Cleveland County | 6 | 3 | 5.6% |
- Veterans United Home Loans nationwide
- Arkansas mortgage market
- Veterans United Home Loans in Texas
- Veterans United Home Loans in Florida
- Veterans United Home Loans in Virginia
- Veterans United Home Loans in North Carolina
- Veterans United Home Loans in Georgia
- Veterans United Home Loans in Ohio
- Veterans United Home Loans in Tennessee
- Veterans United Home Loans in Illinois
- Veterans United Home Loans in Missouri
- Veterans United Home Loans in Pennsylvania
- Veterans United Home Loans in California
- Veterans United Home Loans in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology