Lender in Iowa · HMDA 2025
Veterans United Home Loans mortgages in Iowa
Veterans United Home Loans's 2025 home-purchase and refinance lending in Iowa, compared with all lenders in the state.
Veterans United Home Loans originated 939 owner-occupied single-family loans in Iowa from 1,273 completed applications, making it the state's #8 lender by volume.
Its median conventional purchase loan costs were $3,350 versus $2,380 for all Iowa lenders, at a median 30-year fixed rate of 6.99% (Iowa: 6.375%).
Loans in IA
939
of 1,273 applications
Denial rate
9.2%
Purchase · IA 6.3%
Rate spread
+0.52 pts
Conv. · IA −0.05 pts
Loan amount
$225,000
Purchase · IA $215,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 847 | 763 | 9.2% | 6.990% | +0.52 pts | $3,350 | $225,000 |
| Refinance | 184 | 108 | 39.7% | — | — | — | $245,000 |
| Cash-out refinance | 242 | 68 | 71.9% | — | — | — | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Iowa counties where Veterans United Home Loans ranks in the top 25
Showing the 30 counties where it ranks highest, of 98.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Franklin County | 1 | 5 | 10.9% |
| Mitchell County | 2 | 6 | 9.1% |
| Howard County | 2 | 4 | 5.4% |
| Cherokee County | 3 | 8 | 7.1% |
| Adams County | 3 | 2 | 5.4% |
| Van Buren County | 3 | 2 | 6.9% |
| Cass County | 4 | 11 | 6.3% |
| Fayette County | 4 | 10 | 4.9% |
| Harrison County | 4 | 10 | 4.3% |
| Page County | 4 | 10 | 5.4% |
| Lucas County | 4 | 6 | 4.3% |
| Davis County | 4 | 5 | 6.9% |
| Greene County | 4 | 5 | 4.8% |
| Des Moines County | 5 | 18 | 5.2% |
| Boone County | 5 | 17 | 4.1% |
| Lee County | 5 | 14 | 7.1% |
| Plymouth County | 5 | 11 | 4.1% |
| Hardin County | 5 | 10 | 5.2% |
| Jackson County | 5 | 7 | 4.0% |
| Hamilton County | 5 | 6 | 4.2% |
| Audubon County | 5 | 5 | 6.4% |
| Fremont County | 5 | 4 | 4.6% |
| Mills County | 6 | 17 | 5.7% |
| Cerro Gordo County | 6 | 16 | 4.8% |
| Wapello County | 6 | 14 | 3.6% |
| Jefferson County | 6 | 8 | 4.7% |
| Poweshiek County | 6 | 8 | 3.3% |
| Tama County | 6 | 7 | 3.7% |
| Butler County | 6 | 5 | 2.7% |
| Floyd County | 6 | 4 | 5.2% |
- Veterans United Home Loans nationwide
- Iowa mortgage market
- Veterans United Home Loans in Texas
- Veterans United Home Loans in Florida
- Veterans United Home Loans in Virginia
- Veterans United Home Loans in North Carolina
- Veterans United Home Loans in Georgia
- Veterans United Home Loans in Ohio
- Veterans United Home Loans in Tennessee
- Veterans United Home Loans in Illinois
- Veterans United Home Loans in Missouri
- Veterans United Home Loans in Pennsylvania
- Veterans United Home Loans in California
- Veterans United Home Loans in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology